Albertville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9089100
Goods & Services index10796100
Groceries index9697100
Health care index9786100
Housing index5972100
Transportation index9591100
Utilities index110108100
The above illustration supplies generalized information for the Albertville, AL cost of living index. Compared to other cities in Alabama and cities across the country, the cost of living index in Albertville, AL is 90, which is 1% higher than the Alabama average and 10% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Albertville, AL are 11% higher than the average for Alabama and 7% higher than the rest of the country.

Did you know?

  • The cost of living in Albertville is 1% higher than the Alabama average.
  • The cost of living in Albertville is 10% lower than the national average.
  • The cost of housing in Albertville is 41% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Albertville, AL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Albertville, AL to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Albertville, AL, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Albertville, AL salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Albertville, AL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Albertville, AL, the median monthly income is $45,822 for those who own their own homes. Under the standard rule, that income level would allow for $1,069 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $22,565, per the median income in the area. That would allow for renters to spend up to $526 on monthly rental expenses.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Albertville, AL you will want to make sure you consider both the Alabama sales tax and the Alabama income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Alabama is 4%, with the highest surtax being 13.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Alabama have a range from 2% to 5%.

Goods & Services

ItemAlbertvilleNational avg.Difference
Haircut $19.64$16.0922.1%
Beauty Salon $41.22$37.3310.4%
Toothpaste $2.11$2.4513.8%
Shampoo $0.89$1.0010.7%
Movie $10.65$10.283.6%
Bowling $4.65$4.935.7%


ItemAlbertvilleNational avg.Difference
Ground Beef $4.47$3.8017.4%
Fried Chicken $1.19$1.4014.8%
Milk $1.71$2.0114.8%
Potatoes $3.25$3.018.1%
Pizza $11.99$9.8921.3%
Beer $8.21$8.907.8%

Health Care

ItemAlbertvilleNational avg.Difference
Optometrist $113.35$102.1611.0%
Doctor $93.11$108.3614.1%
Dentist $94.44$92.532.1%
Ibuprofen $8.07$9.2813.1%
Lipitor $432.26$425.821.5%


ItemAlbertvilleNational avg.Difference
Home Price $106,200.00$184,700.0042.5%
Avg. Mortgage Payment $881.36$1,202.4426.7%
Apartment Rent $601.00$949.0036.7%


ItemAlbertvilleNational avg.Difference
Gasoline $2.16$2.244.0%
Tire Balancing $43.76$46.295.5%


ItemAlbertvilleNational avg.Difference
All Electricity$155.88$165.966.1%
Phone $37.04$28.6829.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lakeview, AL1331033%
Bristow Cove, AL47576-24%
Egypt, AL88580-20%
Ridgeville, AL11480-20%
Douglas, AL1,05685-15%
Albertville, AL21,43490-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sedalia, MO21,44184-16%
Palm Valley, FL21,44112626%
Arbutus, MD21,45511010%
Portsmouth, NH21,45813434%
Eastmont, WA21,40314545%
Albertville, AL21,43490-10%
Source: The Albertville, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.