Cost of Living in Paulding, OH

Get 300+ Local Insights for Any Address in Paulding, OH

Get Access to 300+ Local Data Points
A+
16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Paulding Ohio National
Cost of living8489100
Groceries9897100
Health care9596100
Housing5274100
Transportation10096100
Utilities9596100
Lifestyle & Entertainment9595100
Household Items10097100
Education & Childcare9593100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Paulding, OH

property for sale

335 S Williams St

Paulding, OH
property for sale

9881 Road 180

Paulding, OH
property for sale

713 N Walnut St

Paulding, OH
property for sale

520 W Wayne St

Paulding, OH

Cost Of Living Quick Facts

  • The cost of living in Paulding is 6% lower than the Ohio average
  • The cost of living in Paulding is 16% lower than the national average
  • Paulding housing is 48% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Paulding

See all the best places to live around Paulding

Compare Paulding, OH Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Paulding?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Paulding?
      Write a review to give others more information about this area.
      See all Paulding poll results

      The best places in Ohio

      Here are the best places to live in OhioMost Dangerous Cities In The USSafest States In The USMost Dangerous States In The US
      Best Places in Ohio

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,420$7,118$1,993$2,563
      Renters$36,507$3,042$852$1,095
      A good way to judge both the affordability of the housing and the cost of living in Paulding is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Paulding has a median income of about $85,420 for people who own homes. Based on that number, a maximum of $1,993 should be spent on expenses related to housing. Renters have a slightly different median income, which is $36,507. Based on this average, renters should spend no more than $852 on all rental costs if they want to maintain a non-impoverished standard of living.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Haviland, OH2678020.2%
      Melrose, OH3717920.7%
      Scott, OH2758019.7%
      Cecil, OH1568019.7%
      Cloverdale, OH1728019.7%
      Paulding, OH3,7358416.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wyldwood, TX3,7351000.4%
      Landmark, AR3,7348515.0%
      Berwyn, PA3,73614444.2%
      Ainaloa, HI3,73311918.6%
      Toledo, OR3,73311110.6%
      Paulding, OH3,7358416.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026