| Index | Adrian | Michigan | National |
| Cost of living | 83 | 91 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 94 | 97 | 100 |
| Housing | 55 | 76 | 100 |
| Transportation | 92 | 96 | 100 |
| Utilities | 95 | 100 | 100 |
| Lifestyle & Entertainment | 90 | 96 | 100 |
| Household Items | 94 | 98 | 100 |
| Education & Childcare | 97 | 95 | 100 |
Getting a feel for the cost of living in Adrian is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Adrian is 83, which is 17% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Housing expenses can absorb a substantial portion of your net income, sometimes exceeding 30%. Thankfully, Adrian stands out by reporting housing costs that are 44.9% lower than the national average. This signifies that both homeownership and rental expenses in this region are considerably more budget-friendly compared to the rest of the country. With such favorable housing affordability, residents of Adrian can allocate a more reasonable portion of their income to housing, allowing for greater financial flexibility.
Wondering if Adrian is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Adrian, for example, the median home price is 55.3% lower than what folks pay nationally, and monthly rent is 20.8% lower than the usual rates. Plus, income levels matter too, with Adrian boasting a median household income of $52,470, which is 35.5% lower than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Adrian, the utilities index stands at 5.3% lower than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Adrian, healthcare costs are 6.3% lower than the national average.
The Adrian cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $62,644 | $5,220 | $1,462 | $1,880 |
| Renters | $41,581 | $3,465 | $970 | $1,248 |
| State | General Sales Tax | With Max Surtax |
| Michigan | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Michigan | 4.25% | 4.25% |
| City | Population | Cost of Living Index | National Avg. |
| Morenci, MI | 2,010 | 81 | 19.0% |
| Clayton, MI | 274 | 83 | 16.8% |
| Cement City, MI | 539 | 85 | 15.2% |
| Lyons, OH | 677 | 85 | 15.4% |
| Britton, MI | 644 | 89 | 11.3% |
| Adrian, MI | 20,983 | 83 | 17.3% |
| City | Population | Cost of Living Index | National Avg. |
| Crest Hill, IL | 20,983 | 101 | 0.7% |
| Prunedale, CA | 20,978 | 166 | 66.4% |
| Marblehead, MA | 20,992 | 177 | 77.3% |
| Rosamond, CA | 20,994 | 117 | 16.6% |
| La Crescenta-Montrose, CA | 20,963 | 199 | 98.7% |
| Adrian, MI | 20,983 | 83 | 17.3% |
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