Cost Of Living in Clayton, MI

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17%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

49%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Clayton	Michigan	National
Cost of living	83	91	100
Groceries	98	98	100
Health care	96	97	100
Housing	51	76	100
Transportation	97	96	100
Utilities	101	100	100
Lifestyle & Entertainment	93	96	100
Household Items	98	98	100
Education & Childcare	95	95	100

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Homes For Sale In Clayton, MI

6120 Morey Hwy

Clayton, MI

6000 Tomer Rd

Clayton, MI

Cost Of Living Quick Facts

The cost of living in Clayton is 8% lower than the Michigan average
The cost of living in Clayton is 17% lower than the national average
Clayton housing is 49% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$68,768	$5,731	$1,604	$2,063
Renters	$0	$0	$0	$0

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fayette, OH	1,320	81	19.3%
Waldron, MI	557	82	17.6%
Morenci, MI	2,010	81	19.0%
North Adams, MI	551	84	16.5%
Hudson, MI	2,474	84	16.2%
Clayton, MI	274	83	16.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Manchester, CA	274	137	36.7%
Allerton, IL	274	85	14.6%
Willow Hill, IL	274	80	19.8%
Elk City, KS	274	77	22.5%
Browning, MO	274	77	23.2%
Clayton, MI	274	83	16.8%