F
99%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
285%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index La Crescenta-Montrose California National
Cost of living199141100
Groceries110111100
Health care119116100
Housing385197100
Transportation122118100
Utilities118119100
Lifestyle & Entertainment123120100
Household Items114111100
Education & Childcare135127100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in La Crescenta-Montrose, CA

Understanding the cost of living in La Crescenta-Montrose can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The La Crescenta-Montrose cost of living index is 199, which is 99% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in La Crescenta-Montrose is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, La Crescenta-Montrose falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs make up a big chunk of the cost of living in La Crescenta-Montrose, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 284.6% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Everyday household expenses like cleaning products, laundry detergent, toiletries, and kitchen basics can quickly add up over time and make up 8% of the cost of living index. In La Crescenta-Montrose, you can expect to spend 13.8% more than average on these recurring essentials, which increases your overall monthly cost of living.

The surge in grocery costs is indeed alarming, especially when groceries make up a large portion of your monthly expenditures. Over the past two years, there has been an inflation of over 10% in grocery prices. Unfortunately, La Crescenta-Montrose does not fare better, with grocery expenses coming in at 10.4% higher than the national average.

Is La Crescenta-Montrose Affordable?

Is La Crescenta-Montrose affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take La Crescenta-Montrose, for instance, where the median home price falls 366.8% higher than the national average, and monthly rent rates are 92.9% higher than usual. Additionally, median income levels contribute to the equation, with La Crescenta-Montrose flaunting a median household income of $151,833, 86.7% higher than the national norm.

What Factors can Influence the Cost of Living in La Crescenta-Montrose?

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In La Crescenta-Montrose, the transportation index is 21.5% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In La Crescenta-Montrose, the baseline sales tax rate begins at 7.25%, and income tax rates start at 1%.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Where is the Data From?

The cost of living estimates displayed for La Crescenta-Montrose are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in La Crescenta-Montrose is 41% higher than the California average
  • The cost of living in La Crescenta-Montrose is 99% higher than the national average
  • La Crescenta-Montrose housing is 285% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around La Crescenta-Montrose

See all the best places to live around La Crescenta-Montrose

Compare La Crescenta-Montrose, CA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in La Crescenta-Montrose?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in La Crescenta-Montrose?
      Write a review to give others more information about this area.
      See all La Crescenta-Montrose poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$197,044$16,420$4,597$5,912
      Renters$94,201$7,850$2,198$2,826
      A good way to judge both the affordability of the housing and the cost of living in La Crescenta-Montrose is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. La Crescenta-Montrose has a median income of about $197,044 for people who own homes. Based on that number, a maximum of $4,597 should be spent on expenses related to housing. Renters have a slightly different median income, which is $94,201. Based on this average, renters should spend no more than $2,198 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Westside, CA21812423.9%
      East Los Angeles, CA124,79414545.3%
      South El Monte, CA21,35314847.7%
      San Fernando, CA24,76115050.5%
      El Monte, CA116,59015151.1%
      La Crescenta-Montrose, CA20,96319998.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Woodbridge, NJ20,95512727.0%
      Cherry Hill, VA20,95212828.5%
      Prunedale, CA20,97816666.4%
      Albany, CA20,944207106.5%
      Crest Hill, IL20,9831010.7%
      La Crescenta-Montrose, CA20,96319998.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.