| Index | Yuma | Arizona | National |
| Cost of living | 99 | 101 | 100 |
| Groceries | 103 | 101 | 100 |
| Health care | 100 | 101 | 100 |
| Housing | 88 | 96 | 100 |
| Transportation | 104 | 102 | 100 |
| Utilities | 114 | 111 | 100 |
| Lifestyle & Entertainment | 103 | 103 | 100 |
| Household Items | 104 | 101 | 100 |
| Education & Childcare | 104 | 103 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Yuma? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Yuma stands at 99, making it 1% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
In Yuma, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Yuma will resemble that of an average city, contributing to a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 16 residents in Yuma to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 44% find it reasonable with decreasing prices, but 56% think it's quite pricey, with prices that continue to rise.
Is Yuma affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Yuma, for instance, where the median home price falls 16.1% lower than the national average, and monthly rent rates are 2.3% lower than usual. Additionally, median income levels contribute to the equation, with Yuma flaunting a median household income of $78,873, 3% lower than the national norm.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Yuma, the utilities index is 14.2% higher than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Yuma, healthcare costs are 0.5% lower than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Yuma, the standard sales tax rate starts at 5.6%, and the income tax rates commence at 2.5%.
The cost of living estimates displayed for Yuma are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $99,713 | $8,309 | $2,326 | $2,992 |
| Renters | $52,525 | $4,377 | $1,226 | $1,576 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Winterhaven, CA | 157 | 104 | 4.0% |
| Padre Ranchitos, AZ | 52 | 104 | 4.0% |
| Buckshot, AZ | 5 | 104 | 4.0% |
| Rancho Mesa Verde, AZ | 892 | 86 | 13.8% |
| Drysdale, AZ | 405 | 87 | 13.0% |
| Yuma, AZ | 99,763 | 99 | 0.7% |
| City | Population | Cost of Living Index | National Avg. |
| San Marcos, CA | 99,851 | 166 | 65.8% |
| Lawrence, KS | 99,660 | 99 | 1.2% |
| Flint, MI | 99,436 | 77 | 22.9% |
| Longmont, CO | 99,360 | 133 | 33.2% |
| Erie, PA | 100,285 | 86 | 13.6% |
| Yuma, AZ | 99,763 | 99 | 0.7% |
Here are the best places to live in Arizona
Safest States In The US
These are the largest cities in Arizona
These are the 10 cheapest cities in Arizona