A-
Overall 19%
Goods & Services 4%
Housing 67%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexFlintMichiganNational
Cost of living8189100
Goods & Services10495100
Groceries9388100
Health care9394100
Housing3374100
Transportation114106100
Utilities9499100

Key findings

  • The cost of living in Flint is 10% lower than the Michigan average
  • The cost of living in Flint is 19% lower than the national average
  • Flint housing is 67% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 91% higher than the national average

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Compare Flint, MI Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$35,716$2,976$833$1,072
      Renters$16,126$1,344$376$484
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Flint, MI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Flint homeowners, is $35,716. This would allow for a maximum of $833 per month to be spent on housing costs. For renters, the median monthly income is $16,126 which would result in a maximum of $376 to be spent on rental costs.

      Michigan Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Michigan6%6%

      Michigan Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Michigan4.25%4.25%

      Goods & Services

      ItemFlintNational avg.Difference
      Haircut $17.38$17.490.6%
      Beauty Salon $52.83$38.1738.4%
      Toothpaste $1.97$2.3215.1%
      Shampoo $0.94$1.017.1%
      Movie $11.09$10.723.4%
      Bowling $19.60$13.8641.4%

      Groceries

      ItemFlintNational avg.Difference
      Ground Beef $3.92$3.900.5%
      Fried Chicken $1.12$1.4019.8%
      Milk $1.27$1.9635.3%
      Potatoes $3.10$3.182.6%
      Pizza $10.49$10.390.9%
      Beer $8.15$9.2311.7%

      Health Care

      ItemFlintNational avg.Difference
      Optometrist $83.25$106.3421.7%
      Doctor $100.00$115.2513.2%
      Dentist $93.78$98.384.7%
      Ibuprofen $8.31$9.2610.3%
      Lipitor $488.12$466.474.6%

      Housing

      ItemFlintNational avg.Difference
      Home Price $30,000.00$184,700.0083.8%
      Avg. Mortgage Payment $1,257.59$1,273.321.2%
      Apartment Rent $682.00$949.0028.1%

      Transportation

      ItemFlintNational avg.Difference
      Gasoline $2.90$2.5911.9%
      Tire Balancing $59.77$48.9022.2%

      Utilities

      ItemFlintNational avg.Difference
      All Electricity$152.80$167.608.8%
      Phone $175.97$163.427.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Beecher, MI9,97581-19%
      Mount Morris, MI2,97982-18%
      Otisville, MI1,00684-16%
      Durand, MI3,34684-16%
      Montrose, MI1,62685-15%
      Flint, MI98,91881-19%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Greeley, CO98,97595-5%
      Davie, FL98,7171099%
      San Angelo, TX98,69486-14%
      Vista, CA98,56013737%
      Roanoke, VA99,32988-12%
      Flint, MI98,91881-19%
      Source: The Flint, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.