Cost of Living in Winona, MS

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17%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Winona Mississippi National
Cost of living8386100
Groceries9697100
Health care9795100
Housing5463100
Transportation9894100
Utilities9798100
Lifestyle & Entertainment9294100
Household Items9696100
Education & Childcare9594100
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Homes For Sale In Winona, MS

property for sale

NE Frontage Rd

Winona, MS
property for sale

203 Branch St

Winona, MS
property for sale

2384 Highway 51

Winona, MS
property for sale

226 N Quitman St

Winona, MS
See the Newest Homes For Sale In Winona, MS

Cost Of Living Quick Facts

  • The cost of living in Winona is 3% lower than the Mississippi average
  • The cost of living in Winona is 17% lower than the national average
  • Winona housing is 46% lower than the national average
  • Mississippi general sales tax is 37% higher than the national average
  • Mississippi state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Winona

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      Salary Calculator

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,286$6,691$1,873$2,409
      Renters$30,086$2,507$702$903
      The affordability of the housing market in Winona, MS as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Winona homeowners, the median income is $80,286. This indicates that a monthly maximum of $1,873 should be spent by homeowners on all housing related costs. Renters have a median income of $30,086. This indicates that renters would have a maximum of $702 for their rent related monthly costs.

      Mississippi Sales Tax

      State General Sales Tax With Max Surtax
      Mississippi 7% 7.25%

      Mississippi Income Tax

      State Income Tax (Low) Income Tax (High)
      Mississippi 5% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Vaiden, MS1,0037425.5%
      Elliott, MS7867921.5%
      Kilmichael, MS7088020.3%
      Duck Hill, MS1,0148118.9%
      Carrollton, MS3208515.2%
      Winona, MS4,2638316.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Elroy, NC4,2638811.9%
      Noyack, NY4,26318585.2%
      Lake Darby, OH4,2631021.7%
      Burgaw, NC4,262973.5%
      Rising Sun-Lebanon, DE4,26411515.3%
      Winona, MS4,2638316.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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