Cost of Living in Lake Darby, OH

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2%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lake Darby Ohio National
Cost of living10289100
Groceries9897100
Health care9796100
Housing11674100
Transportation9496100
Utilities9796100
Lifestyle & Entertainment9295100
Household Items9797100
Education & Childcare9493100
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Homes For Sale In Lake Darby, OH

property for sale

8915 Stillwater Dr

Galloway, OH
property for sale

185 Greenlake St

Galloway, OH
property for sale

8349 Squad Dr

Galloway, OH
property for sale

8541 Leader Dr

Galloway, OH

Cost Of Living Quick Facts

  • The cost of living in Lake Darby is 14% higher than the Ohio average
  • The cost of living in Lake Darby is 2% higher than the national average
  • Lake Darby housing is 16% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Lake Darby

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Compare Lake Darby, OH Cost of Living

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,029$8,586$2,404$3,091
      Renters$156,157$13,013$3,643$4,685
      To approximate the cost of living and the housing affordability in Lake Darby, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Lake Darby have a median income of $103,029. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,404 per month to avoid calamity and poverty. The renters in the city have an income of about $156,157, which would make their monthly maximum allowable rental costs $3,643.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Orient, OH136963.8%
      Lockbourne, OH1658415.8%
      Derby, OH5638614.3%
      Urbancrest, OH1,1888614.0%
      Lincoln Village, OH9,7928910.8%
      Lake Darby, OH4,2631021.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Winona, MS4,2638316.7%
      Elroy, NC4,2638811.9%
      Noyack, NY4,26318585.2%
      Burgaw, NC4,262973.5%
      Rising Sun-Lebanon, DE4,26411515.3%
      Lake Darby, OH4,2631021.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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