Cost of Living in Winnsboro, LA

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16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Winnsboro Louisiana National
Cost of living8493100
Groceries9898100
Health care9696100
Housing5382100
Transportation10097100
Utilities101101100
Lifestyle & Entertainment9496100
Household Items9798100
Education & Childcare9495100
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Homes For Sale In Winnsboro, LA

property for sale

206 Sam Davis Rd

Winnsboro, LA
property for sale

120 Carroll Rd

Winnsboro, LA
property for sale

1401 Pine St

Winnsboro, LA
property for sale

439 Highway 130

Winnsboro, LA
See the Newest Homes For Sale In Winnsboro, LA

Cost Of Living Quick Facts

  • The cost of living in Winnsboro is 9% lower than the Louisiana average
  • The cost of living in Winnsboro is 16% lower than the national average
  • Winnsboro housing is 47% lower than the national average
  • Louisiana general sales tax is 13% lower than the national average
  • Louisiana state income tax is 29% lower than the national average

Most Affordable Places to Live in and Around Winnsboro

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$64,741$5,395$1,511$1,942
      Renters$21,185$1,765$494$636
      A good way to judge both the affordability of the housing and the cost of living in Winnsboro is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Winnsboro has a median income of about $64,741 for people who own homes. Based on that number, a maximum of $1,511 should be spent on expenses related to housing. Renters have a slightly different median income, which is $21,185. Based on this average, renters should spend no more than $494 on all rental costs if they want to maintain a non-impoverished standard of living.

      Louisiana Sales Tax

      State General Sales Tax With Max Surtax
      Louisiana 4.45% 11.45%

      Louisiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Louisiana 1.85% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Baskin, LA216972.6%
      Gilbert, LA3677524.8%
      Wisner, LA1,0148415.7%
      Mangham, LA7048613.5%
      Winnsboro, LA4,7288416.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Point Pleasant Beach, NJ4,73016161.0%
      Brewerton, NY4,7251021.7%
      Raynham Center, MA4,73213737.2%
      Higginsville, MO4,7238514.6%
      Montebello, NY4,73317272.4%
      Winnsboro, LA4,7288416.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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