Cost of Living in Montebello, NY

Get 300+ Local Insights for Any Address in Montebello, NY

Get Access to 300+ Local Data Points
F
72%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
217%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Montebello New York National
Cost of living172121100
Groceries108106100
Health care111110100
Housing317144100
Transportation110113100
Utilities112112100
Lifestyle & Entertainment107111100
Household Items108106100
Education & Childcare120118100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Montebello, NY

property for sale

5 Moriah Ln

Suffern, NY
property for sale

5 Bannock Ct

Suffern, NY
property for sale

1 Druid Ct

Suffern, NY
property for sale

1 Vivian Pl

Suffern, NY

Cost Of Living Quick Facts

  • The cost of living in Montebello is 43% higher than the New York average
  • The cost of living in Montebello is 72% higher than the national average
  • Montebello housing is 217% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Montebello

See all the best places to live around Montebello

Compare Montebello, NY Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Montebello?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Montebello?
      Write a review to give others more information about this area.
      See all Montebello poll results

      The best places in New York

      Here are the best places to live in New YorkThese are the largest cities in New YorkThese are the 10 cheapest cities in New YorkMost Dangerous States In The US
      Best Places in New York

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$252,016$21,001$5,880$7,561
      Renters$106,193$8,849$2,478$3,186
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Montebello, NY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Montebello homeowners, is $252,016. This would allow for a maximum of $5,880 per month to be spent on housing costs. For renters, the median monthly income is $106,193 which would result in a maximum of $2,478 to be spent on rental costs.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Greenwood Lake, NY3,16811817.7%
      Fort Montgomery, NY1,93911817.6%
      Paterson, NJ149,11812221.5%
      Mount Ivy, NY7,67512020.1%
      Harriman, NY3,11212120.7%
      Montebello, NY4,73317272.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Donora, PA4,7338316.8%
      Morgan's Point Resort, TX4,733954.9%
      Flin Flon (Part), MB4,733n/a 
      Raynham Center, MA4,73213737.2%
      Hawaiian Beaches, HI4,73512221.9%
      Montebello, NY4,73317272.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026