Cost Of Living in Wind Lake, WI

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B

9%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

32%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Wind Lake	Wisconsin	National
Cost of living	109	96	100
Groceries	99	99	100
Health care	96	98	100
Housing	132	89	100
Transportation	101	98	100
Utilities	103	101	100
Lifestyle & Entertainment	96	98	100
Household Items	99	99	100
Education & Childcare	99	98	100

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Homes For Sale In Wind Lake, WI

8801 Hart Dr

Waterford, WI

Lt13 E Wind Lake Rd

Wind Lake, WI

[Lt1 Sadler Dr Lot 2

Wind Lake, WI

8334 Virginia Cir

Waterford, WI

Cost Of Living Quick Facts

The cost of living in Wind Lake is 14% higher than the Wisconsin average
The cost of living in Wind Lake is 9% higher than the national average
Wind Lake housing is 32% higher than the national average
Wisconsin general sales tax is 2% lower than the national average
Wisconsin state income tax is 36% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$143,514	$11,960	$3,348	$4,306
Renters	$0	$0	$0	$0

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Wind Lake, WI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Wind Lake homeowners, is $143,514. This would allow for a maximum of $3,348 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

Wisconsin Sales Tax

State	General Sales Tax	With Max Surtax
Wisconsin	5%	6.75%

Wisconsin Income Tax

State	Income Tax (Low)	Income Tax (High)
Wisconsin	3.54%	7.65%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Milwaukee, WI	605,531	93	7.2%
West Milwaukee, WI	4,258	92	8.3%
St. Francis, WI	9,923	95	4.9%
West Allis, WI	61,432	93	6.8%
Cudahy, WI	18,834	94	5.6%
Wind Lake, WI	5,617	109	8.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Blauvelt, NY	5,617	155	54.7%
Carrizo Springs, TX	5,616	82	18.2%
Rockwood, TN	5,618	85	14.9%
Gananoque, ON	5,615	n/a
Belle Mead, NJ	5,619	165	64.5%
Wind Lake, WI	5,617	109	8.9%