Cost of Living in Rockwood, TN

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15%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rockwood Tennessee National
Cost of living8592100
Groceries9598100
Health care9997100
Housing5880100
Transportation9597100
Utilities9598100
Lifestyle & Entertainment9697100
Household Items9698100
Education & Childcare10297100
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Homes For Sale In Rockwood, TN

property for sale

157 Odd Fellows Cemetery Rd

Rockwood, TN
property for sale

74 Black Cat Trl

Rockwood, TN
property for sale

501 N Front St

Rockwood, TN
property for sale

34 Crystal Springs Rd

Rockwood, TN
See the Newest Homes For Sale In Rockwood, TN

Cost Of Living Quick Facts

  • The cost of living in Rockwood is 8% lower than the Tennessee average
  • The cost of living in Rockwood is 15% lower than the national average
  • Rockwood housing is 42% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Rockwood

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Compare Rockwood, TN Cost of Living

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      The best places in Tennessee

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$65,713$5,476$1,533$1,972
      Renters$29,503$2,459$688$885
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Rockwood, TN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Rockwood, homeowners have a median income of $65,713. Using that number, a maximum of $1,533 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $29,503, which means there is a maximum of $688 to be spent on the costs of renting a home or apartment.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oakdale, TN2518119.4%
      Midtown, TN1,1558317.3%
      Crab Orchard, TN9738316.6%
      Harriman, TN6,3368515.0%
      Spring City, TN2,3168812.5%
      Rockwood, TN5,6188514.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Blauvelt, NY5,61715554.7%
      Wind Lake, WI5,6171098.9%
      Belle Mead, NJ5,61916564.5%
      Carrizo Springs, TX5,6168218.2%
      Gananoque, ON5,615n/a 
      Rockwood, TN5,6188514.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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