Cleveland, OH Cost Of Living

Cleveland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Cleveland	Ohio	National
Cost of living index	88	91	100
Index	Cleveland	Ohio	National
Goods & Services index	106	99	100
Groceries index	111	99	100
Health care index	101	95	100
Housing index	46	73	100
Transportation index	103	101	100
Utilities index	105	93	100

An overview of the general cost of living index for Cleveland, OH is displayed above for your reference. Residents in Cleveland, OH enjoy a cost of living index of 88. This index is 3% lower than the Ohio average, and 12% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Cleveland, OH, the average cost of goods and services is 7% higher than it is in Ohio, and it is 6% higher than the national average.

Did you know?

The cost of living in Cleveland is 3% lower than the Ohio average.
The cost of living in Cleveland is 12% lower than the national average.
The cost of housing in Cleveland is 54% lower than the national average.
Ohio general sales tax is 13% higher than the national average.
Ohio state income tax is 78% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator allows you to compare how much your current salary in Cleveland, OH would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Cleveland, OH, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Cleveland, OH salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,430	$3,536	$990	$1,273
Renters	$18,494	$1,541	$431	$555

One can approximate the cost of living and the housing affordability in Cleveland, OH by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Cleveland, OH have a median income of $42,430. Therefore, the amount that a consumer should spend on housing costs should be no more than $990 per month to avoid calamity and poverty. The renters in the city have an income of about $18,494, which would make their monthly maximum allowable rental costs $431.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	0.5%	5%

When assessing the complete cost of living in Cleveland, OH, the Ohio income tax and the Ohio sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Ohio maximum surtax is 8%, and the Ohio sales tax is 5.75%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0.5% to 5% in Ohio.

Goods & Services

Item	Cleveland	National avg.	Difference
Haircut	$17.33	$16.09	7.8%
Beauty Salon	$36.88	$37.33	1.2%
Toothpaste	$2.63	$2.45	7.6%
Shampoo	$0.99	$1.00	0.7%
Movie	$10.63	$10.28	3.4%
Bowling	$4.78	$4.93	3.1%

Groceries

Item	Cleveland	National avg.	Difference
Ground Beef	$5.03	$3.80	32.2%
Fried Chicken	$2.05	$1.40	46.8%
Milk	$1.88	$2.01	6.2%
Potatoes	$2.47	$3.01	18.1%
Pizza	$10.49	$9.89	6.1%
Beer	$8.16	$8.90	8.3%

Health Care

Item	Cleveland	National avg.	Difference
Optometrist	$80.26	$102.16	21.4%
Doctor	$110.20	$108.36	1.7%
Dentist	$90.67	$92.53	2.0%
Ibuprofen	$10.33	$9.28	11.4%
Lipitor	$460.86	$425.82	8.2%

Housing

Item	Cleveland	National avg.	Difference
Home Price	$67,500.00	$184,700.00	63.5%
Avg. Mortgage Payment	$1,011.93	$1,202.44	15.8%
Apartment Rent	$660.00	$949.00	30.5%

Transportation

Item	Cleveland	National avg.	Difference
Gasoline	$2.24	$2.24	0.3%
Tire Balancing	$50.35	$46.29	8.8%

Utilities

Item	Cleveland	National avg.	Difference
All Electricity	$157.80	$165.96	4.9%
Phone	$33.53	$28.68	16.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
East Cleveland, OH	17,413	86	-14%
Linndale, OH	125	87	-13%
Highland Hills, OH	967	88	-12%
Newburgh Heights, OH	1,869	88	-12%
Kinsman Center, OH	537	89	-11%
Cleveland, OH	389,165	88	-12%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Wichita, KS	388,033	91	-9%
Arlington, TX	383,899	96	-4%
New Orleans, LA	382,922	99	-1%
Tulsa, OK	399,906	93	-7%
Minneapolis, MN	404,670	106	6%
Cleveland, OH	389,165	88	-12%

Source: The Cleveland, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Cleveland, OH Cost of Living