Cost Of Living in Smithville Flats, NY

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A+

7%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

46%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Smithville Flats	New York	National
Cost of living	93	121	100
Groceries	104	106	100
Health care	109	110	100
Housing	54	144	100
Transportation	114	113	100
Utilities	113	112	100
Lifestyle & Entertainment	112	111	100
Household Items	104	106	100
Education & Childcare	113	118	100

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Homes For Sale In Smithville Flats, NY

5443 State Highway 41

Smithville Flats, NY

138 McBerney Rd

Greene, NY

5352 New York 41

Smithville Flats, NY

Cost Of Living Quick Facts

The cost of living in Smithville Flats is 23% lower than the New York average
The cost of living in Smithville Flats is 7% lower than the national average
Smithville Flats housing is 46% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,864	$6,739	$1,887	$2,426
Renters	$40,039	$3,337	$934	$1,201

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Afton, NY	1,168	93	7.1%
Marathon, NY	1,080	92	7.8%
Glen Aubrey, NY	268	94	6.4%
McGraw, NY	1,173	93	7.4%
Oxford, NY	1,462	94	5.9%
Smithville Flats, NY	330	93	7.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brooker, FL	330	94	6.2%
Epworth, GA	330	97	2.8%
East Carondelet, IL	330	78	22.2%
Medora, IL	330	83	16.6%
New Douglas, IL	330	85	14.8%
Smithville Flats, NY	330	93	7.2%