Cost Of Living in Derwood, MD

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F

52%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

155%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Derwood	Maryland	National
Cost of living	152	121	100
Groceries	103	105	100
Health care	108	109	100
Housing	255	151	100
Transportation	113	109	100
Utilities	107	108	100
Lifestyle & Entertainment	112	109	100
Household Items	103	105	100
Education & Childcare	114	112	100

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Homes For Sale In Derwood, MD

16929 Briardale Rd

Derwood, MD

5820 Winegrove Ct

Derwood, MD

17804 Park Mill Dr

Derwood, MD

7427 Ottenbrook Ter

Derwood, MD

Cost Of Living Quick Facts

The cost of living in Derwood is 26% higher than the Maryland average
The cost of living in Derwood is 52% higher than the national average
Derwood housing is 155% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$224,770	$18,731	$5,244	$6,744
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cottage City, MD	1,193	105	5.5%
Landover, MD	23,705	115	15.3%
Greenbelt, MD	23,942	117	16.6%
Langley Park, MD	19,837	118	17.9%
Leisure World, MD	9,569	119	19.1%
Derwood, MD	1,693	152	52.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lazy Mountain, AK	1,693	122	22.0%
Searles Valley, CA	1,693	92	8.3%
New Plymouth, ID	1,693	93	6.7%
Whitley City, KY	1,693	80	19.6%
New Haven, WV	1,693	82	17.8%
Derwood, MD	1,693	152	52.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Derwood, MD

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Derwood

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population