Cost of Living in Westhampton Beach, NY

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F
86%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
267%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Westhampton Beach New York National
Cost of living186121100
Groceries104106100
Health care108110100
Housing367144100
Transportation111113100
Utilities112112100
Lifestyle & Entertainment109111100
Household Items104106100
Education & Childcare115118100
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Homes For Sale In Westhampton Beach, NY

property for sale

92 Beach Ln

Westhampton Beach, NY
property for sale

531 Montauk Hwy

Westhampton Beach, NY
property for sale

533 Montauk Hwy

Westhampton Beach, NY
property for sale

529 Montauk Hwy

Westhampton Beach, NY

Cost Of Living Quick Facts

  • The cost of living in Westhampton Beach is 54% higher than the New York average
  • The cost of living in Westhampton Beach is 86% higher than the national average
  • Westhampton Beach housing is 267% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$202,475$16,873$4,724$6,075
      Renters$71,385$5,949$1,666$2,142

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

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      Riverside village, NY634936.8%
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      Calverton, NY5,39911818.1%
      Mastic Beach, NY16,07612120.8%
      Mastic, NY15,62412525.0%
      Westhampton Beach, NY1,91118686.1%

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      Water Mill, NY1,911353253.1%
      Coupeville, WA1,91112625.9%
      Westhampton Beach, NY1,91118686.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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