Cost Of Living in West Point, KY

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20%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

59%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	West Point	Kentucky	National
Cost of living	80	88	100
Groceries	99	98	100
Health care	97	97	100
Housing	41	70	100
Transportation	97	96	100
Utilities	92	95	100
Lifestyle & Entertainment	98	95	100
Household Items	98	97	100
Education & Childcare	96	94	100

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Homes For Sale In West Point, KY

902 Elm St

West Point, KY

409 Elm St

West Point, KY

Cost Of Living Quick Facts

The cost of living in West Point is 9% lower than the Kentucky average
The cost of living in West Point is 20% lower than the national average
West Point housing is 59% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,941	$5,412	$1,515	$1,948
Renters	$29,653	$2,471	$692	$890

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
South Park View, KY	5	97	3.0%
Laconia, IN	39	76	24.3%
Mauckport, IN	33	80	20.0%
Muldraugh, KY	1,118	82	17.9%
New Middletown, IN	111	84	16.4%
West Point, KY	1,125	80	19.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gerber, CA	1,125	105	4.8%
St. Paul, IN	1,125	85	15.5%
Windsor, NY	1,125	94	6.2%
Fieldale, VA	1,125	88	12.1%
Woodstock, VT	1,125	128	28.1%
West Point, KY	1,125	80	19.9%