Cost Of Living in St. Paul, IN

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15%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Paul	Indiana	National
Cost of living	85	89	100
Groceries	100	97	100
Health care	96	97	100
Housing	56	72	100
Transportation	96	96	100
Utilities	97	96	100
Lifestyle & Entertainment	93	95	100
Household Items	98	98	100
Education & Childcare	96	94	100

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Homes For Sale In St. Paul, IN

304 E Franklin St

Saint Paul, IN

7568 N Old US Highway 421

Saint Paul, IN

Cost Of Living Quick Facts

The cost of living in St. Paul is 5% lower than the Indiana average
The cost of living in St. Paul is 15% lower than the national average
St. Paul housing is 44% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$84,616	$7,051	$1,974	$2,539
Renters	$56,308	$4,692	$1,314	$1,689

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Milroy, IN	666	82	18.4%
Clifford, IN	275	83	17.1%
Hartsville, IN	427	84	16.5%
Manilla, IN	499	84	15.9%
Rushville, IN	6,395	85	15.0%
St. Paul, IN	1,125	85	15.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gerber, CA	1,125	105	4.8%
West Point, KY	1,125	80	19.9%
Windsor, NY	1,125	94	6.2%
Fieldale, VA	1,125	88	12.1%
Woodstock, VT	1,125	128	28.1%
St. Paul, IN	1,125	85	15.5%