Cost of Living in Waterloo, SC

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A+
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waterloo South Carolina National
Cost of living9194100
Groceries10199100
Health care9998100
Housing6981100
Transportation9999100
Utilities104101100
Lifestyle & Entertainment10198100
Household Items9899100
Education & Childcare9898100
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Homes For Sale In Waterloo, SC

property for sale

60 N Lola SHRS

Waterloo, SC
property for sale

425 Cochise Dr

Waterloo, SC
property for sale

151 Pioneer Rd

Waterloo, SC
property for sale

352 Burton Creekside Rd

Waterloo, SC

Cost Of Living Quick Facts

  • The cost of living in Waterloo is 3% lower than the South Carolina average
  • The cost of living in Waterloo is 9% lower than the national average
  • Waterloo housing is 31% lower than the national average
  • South Carolina general sales tax is 18% higher than the national average
  • South Carolina state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Waterloo

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,885$5,990$1,677$2,157
      Renters$0$0$0$0

      South Carolina Sales Tax

      State General Sales Tax With Max Surtax
      South Carolina 6% 9%

      South Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      South Carolina 0% 6.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mountville, SC78982.4%
      Princeton, SC631000.1%
      Coronaca, SC831000.1%
      Ware Shoals, SC2,5278317.2%
      Cross Hill, SC5738218.3%
      Waterloo, SC186919.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gulfcrest, AL186909.9%
      Camptonville, CA18612120.7%
      Fostoria, IA1868712.9%
      Green Mountain, IA1868020.2%
      Webb, IA1867921.4%
      Waterloo, SC186919.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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