Cheapest Places to Live in South Carolina

Access hyperlocal data to help you make a confident and informed decision.

South Carolina, with its beautiful beaches, historic sites, and vibrant cities, offers a diverse range of living experiences. Landmarks such as Charleston's historic district, Myrtle Beach, and the Congaree National Park highlight the state's attractions. The state's economy is robust and diverse, driven by sectors such as tourism, manufacturing, and agriculture. South Carolina's tax structure includes moderate income and property taxes, which contribute to its overall affordability. Despite recent inflation and rising food costs, South Carolina remains one of the more affordable states in the southeastern region, especially in its smaller towns and rural areas. The combination of a diverse economy and manageable living costs makes South Carolina an attractive place for those seeking affordability and quality of life.

Affordable living in South Carolina can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, which is essential for maintaining financial stability. Affordability is a crucial factor in livability, as it allows residents to enjoy a comfortable standard of living without undue financial strain. Factors contributing to the cheapest places to live in South Carolina include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. Using AI-assisted city-level cost of living estimates, supported by U.S. Census housing data and regional economic modeling, helps identify these affordable regions and gives potential residents a practical way to compare affordability from one city to the next. In a state known for its natural beauty and economic opportunities, finding affordable living options enhances the overall living experience.

Chester Population: 5,556 12% cheaper than South Carolina average

Med. Home Value: $119,210 Med. Rent: $900 Med. Household Inc.: $43,687

With a cost of living index that is 12% cheaper than the state average, Chester is the cheapest place to live in South Carolina. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, Chester provides an inviting and cost-effective environment to call home.

Union Population: 7,981 10% cheaper than South Carolina average

Med. Home Value: $145,355 Med. Rent: $1,096 Med. Household Inc.: $49,354

The second most affordable city in South Carolina is Union and stands out for its cost-effective lifestyle. With an overall cost of living that is 10% cheaper than the South Carolina average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.

Homeland Park Population: 6,772 9% cheaper than South Carolina average

Med. Home Value: $123,521 Med. Rent: $1,058 Med. Household Inc.: $41,048

Homeland Park lands in the #3 spot for the cheapest cities to live in South Carolina, with a cost of living that is 9% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.

Bennettsville Population: 8,213 9% cheaper than South Carolina average

Med. Home Value: $155,606 Med. Rent: $866 Med. Household Inc.: $43,575

The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. Bennettsville offers a picturesque and affordable living environment, with a cost of living that is 9% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .

Greenwood Population: 23,893 8% cheaper than South Carolina average

Med. Home Value: $172,665 Med. Rent: $1,058 Med. Household Inc.: $49,849

For those wanting to live well on a budget, Greenwood is ideal, with a cost of living that is 8% cheaper than the state average. Reasonable housing prices (compared to the South Carolina average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.

Laurens Population: 9,205 7% cheaper than South Carolina average

Med. Home Value: $174,400 Med. Rent: $1,124 Med. Household Inc.: $61,761

Laurens comes in at #6 on our list of the cheapest cities in South Carolina and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 7% cheaper than South Carolina. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.

Lake City Population: 6,803 7% cheaper than South Carolina average

Med. Home Value: $154,525 Med. Rent: $1,139 Med. Household Inc.: $55,728

With its cost-effective lifestyle, Lake City is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.

Gaffney Population: 13,179 7% cheaper than South Carolina average

Med. Home Value: $189,256 Med. Rent: $1,062 Med. Household Inc.: $47,549

A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Gaffney fits that mold and has a cost of living that is 7% cheaper than South Carolina.

Parker Population: 12,654 7% cheaper than South Carolina average

Med. Home Value: $146,409 Med. Rent: $1,236 Med. Household Inc.: $55,444

Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Parker is one of the most affordable cities in South Carolina, and has a cost of living that is 7% cheaper than the state average.

Marion Population: 6,768 7% cheaper than South Carolina average

Med. Home Value: $190,372 Med. Rent: $847 Med. Household Inc.: $36,012

With a cost of living that is 7% cheaper than South Carolina, Marion comes in at #10 on our list of the cheapest places to live in South Carolina. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in South Carolina

Rank	Location	Population	COL Index	Med. Home Value	Med. Household Inc.
1	Chester	5,556	82	$119,210	$43,687
2	Union	7,981	84	$145,355	$49,354
3	Homeland Park	6,772	85	$123,521	$41,048
4	Bennettsville	8,213	85	$155,606	$43,575
5	Greenwood	23,893	86	$172,665	$49,849
6	Laurens	9,205	87	$174,400	$61,761
7	Lake City	6,803	87	$154,525	$55,728
8	Gaffney	13,179	87	$189,256	$47,549
9	Parker	12,654	87	$146,409	$55,444
10	Marion	6,768	87	$190,372	$36,012
11	Walterboro	5,608	87	$204,493	$50,313
12	Abbeville	5,193	88	$172,754	$43,620
13	Clinton	8,586	88	$204,482	$52,388
14	Newberry	10,588	89	$182,925	$56,635
15	Orangeburg	13,075	89	$197,955	$42,544
16	Darlington	6,123	89	$223,543	$44,780
17	St. Andrews	22,188	89	$176,829	$55,741
18	Batesburg-Leesville	5,630	89	$202,733	$75,162
19	Belvedere	5,743	89	$188,138	$74,089
20	Dillon	6,529	90	$220,255	$59,784
21	Central	5,461	90	$206,494	$46,266
22	Cheraw	5,715	90	$206,312	$38,161
23	Welcome	8,008	91	$209,132	$68,823
24	Hartsville	7,799	91	$236,041	$54,052
25	Gantt	15,043	92	$215,632	$57,037
26	Spartanburg	38,808	92	$241,634	$64,006
27	Woodfield	9,709	92	$199,408	$59,501
28	Berea	15,623	92	$217,367	$55,805
29	Sumter	40,739	92	$237,751	$61,655
30	York	8,583	92	$259,478	$63,111
31	Red Bank	10,356	92	$228,610	$82,412
32	Anderson	27,956	93	$241,874	$49,236
33	Sans Souci	9,087	93	$228,103	$55,253
34	Burton	9,109	93	$220,467	$77,361
35	Dentsville	16,145	93	$226,650	$53,647
36	Piedmont	6,336	93	$232,455	$77,021
37	Valley Falls	7,507	93	$284,638	$58,343
38	Lancaster	9,482	94	$287,097	$44,736
39	Cayce	14,389	94	$227,827	$77,173
40	Seneca	8,653	94	$296,844	$63,924
41	Lugoff	9,454	94	$286,570	$88,387
42	Oak Grove	12,504	95	$244,503	$85,887
43	Georgetown	9,156	95	$291,127	$56,419
44	Florence	39,448	95	$281,536	$75,854
45	Centerville	7,025	95	$279,754	$79,571
46	Fountain Inn	10,371	95	$287,718	$98,377
47	Camden	7,468	96	$320,539	$72,005
48	Boiling Springs	10,161	96	$299,690	$96,560
49	Conway	25,463	96	$303,864	$63,984
50	West Columbia	18,344	96	$287,222	$66,563

Methodology

To formulate the list of the cheapest places to live in South Carolina, a city-level cost of living model was used with a national average baseline of 100. This framework is designed to provide a practical comparison of how far your dollar may go across different urban areas. Housing estimates incorporate the latest available U.S. Census home price and rental data, while all other values are generated using AI-assisted economic models based on expected everyday expenses, regional pricing trends, climate, transportation patterns, and local economic conditions. The overall index is weighted across key spending categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%).

Map of Cost of Living by State

Well Below nat. avg.
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The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.