Waterloo, IA Employment - Median Household Income, Unemployment Rate

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D-

7%

Income/capita NAT. AVG.

14%

Household income NAT. AVG.

14%

Unemployment NAT. AVG.

Index	Waterloo	Iowa	National
Income per capita	$41,527	$42,672	$44,883
Median household income	$69,795	$81,387	$81,333
Median income owner occupied	$92,984	$98,724	$106,172
Median income renter occupied	$48,159	$45,890	$52,080
Median earnings male	$50,020	$54,047	$54,343
Median earnings female	$38,911	$36,462	$38,439
Unemployment rate	5.6%	3.2%	4.9%
Poverty level	17.5%	12.3%	15.1%

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Key findings

The income per capita in Waterloo is 7% lower than the national average
The median household income in Waterloo is 14% lower than the national average
Male median earnings are 41% higher than female median earnings
The unemployment rate in Waterloo is 14% higher than the national average
The poverty level in Waterloo is 16% higher than the national average

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am i middle class

$46,525 $69,795 $139,590

City

$54,252 $81,387 $162,774

State

$54,216 $81,333 $162,666

Nation

According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

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Waterloo median earnings by income bracket

Waterloo employment by industry

Labour Type	Male	Female
Construction industry	11.2%	11.2%
Manufacturing sector	29.3%	29.3%
Financial & insurance services	3.1%	3.1%
Wholesale & retail services	15.4%	15.4%
Public administration	1.9%	1.9%
Transportation, warehousing & utilities	6.4%	6.4%
Education, health & social services	7.6%	7.6%
Other	23.4%	23.4%

Nearby cities with high median household income

City	Population	Household Income	National Avg.
Hudson, IA	2,463	$153,339	88.5%
Denver, IA	1,811	$119,270	46.6%
Jesup, IA	2,784	$117,778	44.8%
Dike, IA	1,239	$117,742	44.8%
Washburn, IA	534	$114,862	41.2%
Waterloo, IA	70,052	$69,795	14.2%

Cities with similar population

City	Population	Household Income	National Avg.
Eau Claire, WI	70,119	$88,661	9.0%
Bossier City, LA	70,171	$70,828	12.9%
Palo Alto, CA	70,212	$259,617	219.2%
Yorba Linda, CA	70,241	$194,330	138.9%
St. Cloud, MN	69,805	$75,349	7.4%
Waterloo, IA	70,052	$69,795	14.2%

Source: The Waterloo, IA employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.