Cost of Living in Waterford, PA

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A+
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waterford Pennsylvania National
Cost of living9597100
Groceries97100100
Health care9799100
Housing8690100
Transportation101101100
Utilities10199100
Lifestyle & Entertainment96100100
Household Items10299100
Education & Childcare98101100
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Homes For Sale In Waterford, PA

property for sale

11682 State Route 97 #162

Waterford, PA
property for sale

2570 Saddlewood Dr #44

Waterford, PA
property for sale

141 W 3rd St

Waterford, PA
property for sale

14015 Route 19

Waterford, PA

Cost Of Living Quick Facts

  • The cost of living in Waterford is 2% lower than the Pennsylvania average
  • The cost of living in Waterford is 5% lower than the national average
  • Waterford housing is 14% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Waterford

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Compare Waterford, PA Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,088$7,591$2,125$2,733
      Renters$0$0$0$0

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Penn State Erie (Behrend), PA1,649991.2%
      Venango, PA2698415.6%
      Riceville, PA638415.6%
      Cambridge Springs, PA2,7458515.2%
      Wattsburg, PA4478514.9%
      Waterford, PA1,315955.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Susitna North, AK1,31511312.8%
      Herlong, CA1,3151010.6%
      Hoxie, KS1,3158811.6%
      Magnolia, NC1,3158118.9%
      Brickerville, PA1,3151065.7%
      Waterford, PA1,315955.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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