Cost Of Living in Vernon Valley, NJ

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F

19%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Vernon Valley	New Jersey	National
Cost of living	119	125	100
Groceries	108	108	100
Health care	111	112	100
Housing	139	157	100
Transportation	110	114	100
Utilities	112	111	100
Lifestyle & Entertainment	107	113	100
Household Items	108	107	100
Education & Childcare	120	120	100

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Homes For Sale In Vernon Valley, NJ

1865 Rt565

Glenwood, NJ

57 Lounsberry Hollow Rd

Sussex, NJ

38 Ivy Pl

Glenwood, NJ

51 Lounsberry Hollow Rd

Sussex, NJ

Cost Of Living Quick Facts

The cost of living in Vernon Valley is 5% lower than the New Jersey average
The cost of living in Vernon Valley is 19% higher than the national average
Vernon Valley housing is 39% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$204,209	$17,017	$4,765	$6,127
Renters	$0	$0	$0	$0

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Port Jervis, NY	8,716	102	1.9%
Vernon Center, NJ	1,518	103	3.2%
Ross Corner, NJ	216	106	6.1%
Franklin, NJ	4,927	112	12.1%
Matamoras, PA	2,330	110	10.3%
Vernon Valley, NJ	1,214	119	19.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Elgin, MN	1,214	96	3.7%
Bruceton, TN	1,214	82	18.1%
Buchanan, VA	1,214	94	6.3%
Saint James, NB	1,214	n/a
Bowden, AB	1,214	n/a
Vernon Valley, NJ	1,214	119	19.0%