Cost of Living in Valley, AL

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12%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Valley Alabama National
Cost of living8889100
Groceries9896100
Health care9895100
Housing6274100
Transportation9795100
Utilities10397100
Lifestyle & Entertainment9994100
Household Items10196100
Education & Childcare10293100
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Homes For Sale In Valley, AL

property for sale

416 Bailey St

Valley, AL
property for sale

1004 Crossing Ct W

Valley, AL
property for sale

111 Lee Road 802 #224

Valley, AL
property for sale

Homes Available Soon 20th AVE

Valley, AL
See the Newest Homes For Sale In Valley, AL

Cost Of Living Quick Facts

  • The cost of living in Valley is 1% lower than the Alabama average
  • The cost of living in Valley is 12% lower than the national average
  • Valley housing is 38% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Valley

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Compare Valley, AL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,741$6,395$1,791$2,302
      Renters$64,232$5,353$1,499$1,927
      The affordability of the housing market in Valley, AL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Valley homeowners, the median income is $76,741. This indicates that a monthly maximum of $1,791 should be spent by homeowners on all housing related costs. Renters have a median income of $64,232. This indicates that renters would have a maximum of $1,499 for their rent related monthly costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Five Points, AL164990.6%
      Lanett, AL6,3888614.2%
      La Fayette, AL3,0028415.7%
      Huguley, AL2,8868515.2%
      Cusseta, AL1028911.4%
      Valley, AL9,4298811.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gresham Park, GA9,4261054.5%
      Tuba City, AZ9,4328317.0%
      Lynwood, IL9,433973.0%
      Bastrop, TX9,4331077.3%
      Grinnell, IA9,424928.3%
      Valley, AL9,4298811.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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