Cost of Living in Bastrop, TX

Get 300+ Local Insights for Any Address in Bastrop, TX

Get Access to 300+ Local Data Points
A
7%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bastrop Texas National
Cost of living10794100
Groceries10098100
Health care10298100
Housing12083100
Transportation9998100
Utilities109103100
Lifestyle & Entertainment10398100
Household Items9998100
Education & Childcare10398100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Bastrop, TX

property for sale

171 Maddy Way

Bastrop, TX
property for sale

258 Lamaloa Ln

Bastrop, TX
property for sale

TBD Blue Jay Rd

Bastrop, TX
property for sale

133 Plumbago Loop

Bastrop, TX
See the Newest Homes For Sale In Bastrop, TX

Cost Of Living Quick Facts

  • The cost of living in Bastrop is 14% higher than the Texas average
  • The cost of living in Bastrop is 7% higher than the national average
  • Bastrop housing is 20% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Bastrop

See all the best places to live around Bastrop

Compare Bastrop, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Bastrop?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Bastrop?
      Write a review to give others more information about this area.
      See all Bastrop poll results

      The best places in Texas

      Here are the best places to live in TexasMost Dangerous States In The USThese are the 10 cheapest cities in TexasSafest States In The US
      Best Places in Texas

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,011$7,918$2,217$2,851
      Renters$64,285$5,357$1,500$1,929
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Bastrop, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Bastrop, homeowners have a median income of $95,011. Using that number, a maximum of $2,217 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $64,285, which means there is a maximum of $1,500 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Camp Swift, TX6,6888911.2%
      Smithville, TX4,596981.9%
      Wyldwood, TX3,7351000.4%
      Garfield, TX2,5601021.9%
      Circle D-KC Estates, TX2,8191010.6%
      Bastrop, TX9,4331077.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lynwood, IL9,433973.0%
      Tuba City, AZ9,4328317.0%
      Halls, TN9,4351000.1%
      White Marsh, MD9,43612525.5%
      San Elizario, TX9,4368614.2%
      Bastrop, TX9,4331077.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026