Cost of Living in La Fayette, AL

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16%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index La Fayette Alabama National
Cost of living8489100
Groceries9696100
Health care9595100
Housing5774100
Transportation9895100
Utilities9697100
Lifestyle & Entertainment9794100
Household Items9596100
Education & Childcare9893100
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Homes For Sale In La Fayette, AL

property for sale

806 Springfield Cir

Lafayette, AL
property for sale

620 2nd Ave SE

Lafayette, AL
property for sale

215 1st Ave SE

Lafayette, AL
property for sale

251 1st St NE

La Fayette, AL

Cost Of Living Quick Facts

  • The cost of living in La Fayette is 5% lower than the Alabama average
  • The cost of living in La Fayette is 16% lower than the national average
  • La Fayette housing is 43% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around La Fayette

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Compare La Fayette, AL Cost of Living

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      Health care index
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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$58,502$4,875$1,365$1,755
      Renters$41,101$3,425$959$1,233

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Penton, AL55963.9%
      Five Points, AL164990.6%
      Abanda, AL2007821.5%
      Camp Hill, AL1,3067821.7%
      Lanett, AL6,3888614.2%
      La Fayette, AL3,0028415.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Houston, MO3,0038317.3%
      Spring Lake, NJ3,003327226.9%
      McQueeney, TX3,003973.4%
      Seymour, TX3,0038118.9%
      Shenandoah, VA3,003991.3%
      La Fayette, AL3,0028415.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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