Cost of Living in Upton, MA

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F
34%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
74%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Upton Massachusetts National
Cost of living134131100
Groceries111109100
Health care119116100
Housing174169100
Transportation121115100
Utilities117117100
Lifestyle & Entertainment113115100
Household Items110109100
Education & Childcare133127100
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Homes For Sale In Upton, MA

property for sale

253 Shining Rock Dr

Northbridge, MA
property for sale

36 Brooks St

Upton, MA
property for sale

20 Fiske Ave

Upton, MA
property for sale

21 Warren Rd

Upton, MA

Cost Of Living Quick Facts

  • The cost of living in Upton is 2% higher than the Massachusetts average
  • The cost of living in Upton is 34% higher than the national average
  • Upton housing is 74% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Upton

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$203,141$16,928$4,740$6,095
      Renters$68,664$5,722$1,602$2,060

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      North Grosvenor Dale, CT1,2151088.4%
      Woonsocket, RI42,7181054.7%
      Webster, MA11,96111615.6%
      Oxford, MA6,05311817.7%
      Harrisville, RI1,31611211.6%
      Upton, MA2,34713434.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Georgetown-Quitman County, GA2,3478218.5%
      Connelly Springs, NC2,3468712.8%
      North York, PA2,346909.8%
      McDonald, PA2,348919.2%
      Pennville, PA2,3481011.2%
      Upton, MA2,34713434.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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