D+
11%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Upper Stewartsville New Jersey National
Cost of living111125100
Groceries100108100
Health care97112100
Housing140157100
Transportation100114100
Utilities98111100
Lifestyle & Entertainment98113100
Household Items99107100
Education & Childcare98120100
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Cost Of Living Quick Facts

  • The cost of living in Upper Stewartsville is 11% lower than the New Jersey average
  • The cost of living in Upper Stewartsville is 11% higher than the national average
  • Upper Stewartsville housing is 40% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Upper Stewartsville

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Compare Upper Stewartsville, NJ Cost of Living

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      Cost of living index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$118,952$9,913$2,775$3,569

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      DeSales University, PA954991.2%
      Port Colden, NJ86991.2%
      Broadway, NJ187991.2%
      Port Murray, NJ223991.2%
      Great Meadows, NJ272991.2%
      Upper Stewartsville, NJ38911111.1%

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      Cane Beds, AZ3891021.8%
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      Libertyville, IA3898811.7%
      Olmsted, IL3898020.3%
      Upper Stewartsville, NJ38911111.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.