| Index | Union City | Georgia | National |
| Cost of living | 96 | 96 | 100 |
| Groceries | 100 | 99 | 100 |
| Health care | 97 | 99 | 100 |
| Housing | 90 | 88 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 99 | 102 | 100 |
| Lifestyle & Entertainment | 99 | 100 | 100 |
| Household Items | 100 | 100 | 100 |
| Education & Childcare | 100 | 99 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Union City? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Union City stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Union City is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Is Union City an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Union City is 16.8% lower than the national average, while the average monthly rent prices are 5.2% higher than average. The affordability of any location can also be influenced by median income levels. Union City has a median household income of $59,179, which is 27.2% lower than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Union City, the housing index is 10.2% lower than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Union City, the general sales tax rate starts at 4%, and income tax rates begin at 1%.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Union City comes in at 1% lower than the national average.
The cost of living estimates displayed for Union City are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $89,548 | $7,462 | $2,089 | $2,687 |
| Renters | $48,907 | $4,076 | $1,141 | $1,467 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| City | Population | Cost of Living Index | National Avg. |
| Forest Park, GA | 20,312 | 87 | 13.5% |
| Jonesboro, GA | 5,641 | 87 | 12.5% |
| Conley, GA | 6,867 | 88 | 12.1% |
| Lake City, GA | 2,897 | 91 | 9.2% |
| Irondale, GA | 8,417 | 91 | 8.7% |
| Union City, GA | 22,686 | 96 | 3.6% |
| City | Population | Cost of Living Index | National Avg. |
| Chester, VA | 22,686 | 110 | 10.2% |
| Bloomingdale, IL | 22,685 | 118 | 18.1% |
| Evans, CO | 22,678 | 115 | 15.2% |
| Belton, TX | 22,671 | 96 | 3.7% |
| Rose Hill, VA | 22,707 | 148 | 47.5% |
| Union City, GA | 22,686 | 96 | 3.6% |
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