| Index | Belton | Texas | National |
| Cost of living | 96 | 94 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 98 | 98 | 100 |
| Housing | 92 | 83 | 100 |
| Transportation | 101 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 96 | 98 | 100 |
| Education & Childcare | 98 | 98 | 100 |
Getting a feel for the cost of living in Belton is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Belton is 96, which is 4% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Belton closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Belton can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Wondering if Belton is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Belton, for example, the median home price is 11.7% lower than what folks pay nationally, and monthly rent is 1.9% higher than the usual rates. Plus, income levels matter too, with Belton boasting a median household income of $74,216, which is 8.8% lower than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Belton, the housing index is 7.6% lower than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Belton, the transportation index stands at 0.8% higher than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Belton, the utilities index is 2.6% higher than the national average.
The cost of living data for Belton shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $122,063 | $10,172 | $2,848 | $3,662 |
| Renters | $53,918 | $4,493 | $1,258 | $1,618 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Rogers, TX | 1,434 | 84 | 16.4% |
| Troy, TX | 3,109 | 92 | 8.0% |
| Holland, TX | 1,614 | 92 | 7.6% |
| Little River-Academy, TX | 2,208 | 93 | 7.2% |
| Killeen, TX | 152,944 | 94 | 6.1% |
| Belton, TX | 22,671 | 96 | 3.7% |
| City | Population | Cost of Living Index | National Avg. |
| Evans, CO | 22,678 | 115 | 15.2% |
| Corcoran, CA | 22,663 | 108 | 7.6% |
| Bloomingdale, IL | 22,685 | 118 | 18.1% |
| Union City, GA | 22,686 | 96 | 3.6% |
| Chester, VA | 22,686 | 110 | 10.2% |
| Belton, TX | 22,671 | 96 | 3.7% |
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