Cost Of Living in Ubly, MI

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16%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ubly	Michigan	National
Cost of living	84	91	100
Groceries	98	98	100
Health care	99	97	100
Housing	53	76	100
Transportation	95	96	100
Utilities	100	100	100
Lifestyle & Entertainment	94	96	100
Household Items	97	98	100
Education & Childcare	100	95	100

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Homes For Sale In Ubly, MI

4638 Franklin St

Ubly, MI

Cost Of Living Quick Facts

The cost of living in Ubly is 7% lower than the Michigan average
The cost of living in Ubly is 16% lower than the national average
Ubly housing is 47% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$83,437	$6,953	$1,947	$2,503
Renters	$45,781	$3,815	$1,068	$1,374

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Deckerville, MI	933	82	17.8%
Harbor Beach, MI	1,905	83	17.5%
Elkton, MI	789	83	16.9%
Cass City, MI	2,362	83	16.7%
Bad Axe, MI	3,018	84	16.2%
Ubly, MI	811	84	15.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Anson, ME	811	86	13.8%
Deshler, NE	811	80	20.2%
Cedar Grove, NM	811	94	6.3%
Coahoma, TX	811	89	10.7%
Green River, UT	811	89	10.7%
Ubly, MI	811	84	15.9%