Cost of Living in Harbor Beach, MI

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17%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Harbor Beach Michigan National
Cost of living8391100
Groceries9898100
Health care9997100
Housing4876100
Transportation9596100
Utilities100100100
Lifestyle & Entertainment9496100
Household Items9798100
Education & Childcare10095100
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Homes For Sale In Harbor Beach, MI

property for sale

660 State St

Harbor Beach, MI
property for sale

Lakeview Dr

Harbor Beach, MI
property for sale

Schott Rd

Harbor Beach, MI
property for sale

VL S Lake Shore Rd

Harbor Beach, MI

Cost Of Living Quick Facts

  • The cost of living in Harbor Beach is 9% lower than the Michigan average
  • The cost of living in Harbor Beach is 17% lower than the national average
  • Harbor Beach housing is 52% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Harbor Beach

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,353$6,029$1,688$2,171
      Renters$38,154$3,180$890$1,145

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Forestville, MI1318119.5%
      Minden City, MI1878415.9%
      Ubly, MI8118415.9%
      Port Hope, MI2468515.5%
      Harbor Beach, MI1,9058317.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Borrego Springs, CA1,90511919.1%
      North Corbin, KY1,9058416.5%
      West Falmouth, MA1,90517271.6%
      Tillson, NY1,90511515.2%
      Piney Mountain, VA1,9051088.5%
      Harbor Beach, MI1,9058317.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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