Cost of Living in Troy, PA

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3%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Troy Pennsylvania National
Cost of living9797100
Groceries104100100
Health care10799100
Housing7090100
Transportation111101100
Utilities11299100
Lifestyle & Entertainment107100100
Household Items10599100
Education & Childcare113101100
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Homes For Sale In Troy, PA

property for sale

316 Maple Ln

Troy, PA
property for sale

1064 Redington Ave

Troy, PA
property for sale

4324 Bailey Corners Rd

Troy, PA
property for sale

20608 Route 14

Troy, PA

Cost Of Living Quick Facts

  • The cost of living in Troy is equal to the Pennsylvania average
  • The cost of living in Troy is 3% lower than the national average
  • Troy housing is 30% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Troy

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Compare Troy, PA Cost of Living

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,635$7,970$2,231$2,869
      Renters$35,268$2,939$823$1,058

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Alba, PA1469010.1%
      Sylvania, PA198945.6%
      Canton, PA1,880955.4%
      Burlington, PA213963.8%
      South Waverly, PA1,091963.8%
      Troy, PA1,433973.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Parks, AZ1,43312524.7%
      Aptos Hills-Larkin Valley, CA1,433200100.0%
      Beaver, OK1,4338713.2%
      Snyder, OK1,4338119.4%
      Edinburg, VA1,4331044.1%
      Troy, PA1,433973.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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