Cost of Living in Troy, NC

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12%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Troy North Carolina National
Cost of living8896100
Groceries98100100
Health care10099100
Housing6588100
Transportation9799100
Utilities9899100
Lifestyle & Entertainment99100100
Household Items99100100
Education & Childcare94100100
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Homes For Sale In Troy, NC

property for sale

419 S Pearl St

Troy, NC
property for sale

300 Cottonstone Ln

Troy, NC
property for sale

2498 Ophir Rd

Troy, NC
property for sale

543 Allen St

Troy, NC

Cost Of Living Quick Facts

  • The cost of living in Troy is 8% lower than the North Carolina average
  • The cost of living in Troy is 12% lower than the national average
  • Troy housing is 35% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Troy

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Compare Troy, NC Cost of Living

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      Salary Calculator

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,335$6,945$1,944$2,500
      Renters$28,398$2,367$663$852

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Norman, NC2048614.5%
      Badin, NC2,0438514.6%
      Star, NC1,3548613.8%
      Candor, NC1,1988613.7%
      Biscoe, NC2,8028713.2%
      Troy, NC3,3808812.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Alexander, AR3,3808713.0%
      Fort Edward, NY3,380990.6%
      Ohioville, PA3,380937.1%
      Elkins, AR3,379919.4%
      Avery Creek, NC3,38111211.8%
      Troy, NC3,3808812.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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