| Index | Texas City | Texas | National |
| Cost of living | 93 | 94 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 98 | 98 | 100 |
| Housing | 82 | 83 | 100 |
| Transportation | 99 | 98 | 100 |
| Utilities | 105 | 103 | 100 |
| Lifestyle & Entertainment | 99 | 98 | 100 |
| Household Items | 97 | 98 | 100 |
| Education & Childcare | 94 | 98 | 100 |
Understanding the cost of living in Texas City can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Texas City cost of living index is 93, which is 7% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Texas City is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Wondering if Texas City is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Texas City, for example, the median home price is 29.1% lower than what folks pay nationally, and monthly rent is 7.3% higher than the usual rates. Plus, income levels matter too, with Texas City boasting a median household income of $72,604, which is 10.7% lower than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Texas City, the utilities index registers 5% higher than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Texas City, is 18.2% lower than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Texas City, healthcare costs are 2.4% lower than the national average.
The cost of living estimates displayed for Texas City are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $104,778 | $8,732 | $2,445 | $3,144 |
| Renters | $55,758 | $4,647 | $1,301 | $1,673 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| La Marque, TX | 17,391 | 91 | 9.0% |
| Hitchcock, TX | 8,085 | 91 | 8.9% |
| Bacliff, TX | 11,876 | 95 | 4.7% |
| San Leon, TX | 5,626 | 95 | 5.2% |
| Dickinson, TX | 21,358 | 99 | 0.8% |
| Texas City, TX | 50,965 | 93 | 6.8% |
| City | Population | Cost of Living Index | National Avg. |
| Haldimand County, ON | 50,912 | n/a | |
| West Lafayette, IN | 50,904 | 103 | 2.8% |
| Dunwoody, GA | 51,076 | 135 | 34.9% |
| Harrisburg, PA | 50,810 | 87 | 12.6% |
| Twin Falls, ID | 51,144 | 99 | 1.2% |
| Texas City, TX | 50,965 | 93 | 6.8% |
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