A+
5%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bacliff Texas National
Cost of living9594100
Groceries9998100
Health care9898100
Housing8683100
Transportation9798100
Utilities103103100
Lifestyle & Entertainment9998100
Household Items10198100
Education & Childcare10398100
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An Overview of Cost of Living in Bacliff, TX

Getting a feel for the cost of living in Bacliff is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Bacliff is 95, which is 5% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Bacliff aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Bacliff residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Bacliff Affordable?

Is Bacliff an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Bacliff is 22.2% lower than the national average, while the average monthly rent prices are 4.4% higher than average. The affordability of any location can also be influenced by median income levels. Bacliff has a median household income of $82,419, which is 1.3% higher than the national average.

What Factors can Influence the Cost of Living in Bacliff?

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Bacliff, the groceries index is 1.3% lower than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Bacliff, the utilities index is 2.6% higher than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Bacliff, the transportation index is 3.2% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Bacliff are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Bacliff is 1% higher than the Texas average
  • The cost of living in Bacliff is 5% lower than the national average
  • Bacliff housing is 14% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Bacliff

See all the best places to live around Bacliff

Compare Bacliff, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$111,419$9,285$2,600$3,343
      Renters$58,320$4,860$1,361$1,750
      A good way to judge both the affordability of the housing and the cost of living in Bacliff is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bacliff has a median income of about $111,419 for people who own homes. Based on that number, a maximum of $2,600 should be spent on expenses related to housing. Renters have a slightly different median income, which is $58,320. Based on this average, renters should spend no more than $1,361 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Houston, TX17,971909.5%
      La Marque, TX17,391919.0%
      Hitchcock, TX8,085918.9%
      Texas City, TX50,965936.8%
      Pasadena, TX157,942946.1%
      Bacliff, TX11,876954.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mitchellville, MD11,88413636.2%
      Wallington, NJ11,88513535.3%
      Signal Hill, CA11,86615958.9%
      Clayton, CA11,862202102.4%
      Mexico, MO11,8618415.8%
      Bacliff, TX11,876954.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.