Temescal Valley, California Cost Of Living

F

44%

Overall NAT. AVG.

17%

Goods & Services NAT. AVG.

109%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Temescal Valley	California	National
Cost of living	144	141	100
Goods & Services	117	111	100
Groceries	111	116	100
Health care	112	111	100
Housing	209	196	100
Transportation	128	129	100
Utilities	111	129	100

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Cost Of Living Quick Facts

The cost of living in Temescal Valley is 2% higher than the California average
The cost of living in Temescal Valley is 44% higher than the national average
Temescal Valley housing is 109% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 56% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$105,184	$8,765	$2,454	$3,156
Renters	$91,979	$7,665	$2,146	$2,760

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Temescal Valley, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Temescal Valley, homeowners have a median income of $105,184. Using that number, a maximum of $2,454 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $91,979, which means there is a maximum of $2,146 to be spent on the costs of renting a home or apartment.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	12.3%

Goods & Services

Item	Temescal Valley	National avg.	Difference
Haircut	$28.39	$22.08	28.6%
Beauty Salon	$82.67	$42.88	92.8%
Toothpaste	$3.29	$2.57	28.3%
Shampoo	$1.22	$1.15	5.8%
Movie	$17.18	$11.51	49.3%
Bowling	$22.94	$16.62	38.1%

Groceries

Item	Temescal Valley	National avg.	Difference
Ground Beef	$5.27	$4.98	5.9%
Fried Chicken	$1.77	$1.58	11.9%
Milk	$2.76	$2.42	14.1%
Potatoes	$3.16	$3.54	10.5%
Pizza	$12.60	$11.49	9.7%
Beer	$9.96	$10.04	0.8%

Health Care

Item	Temescal Valley	National avg.	Difference
Optometrist	$132.27	$117.76	12.3%
Doctor	$130.00	$125.34	3.7%
Dentist	$128.20	$107.52	19.2%
Ibuprofen	$12.18	$10.26	18.8%
Lipitor	$492.75	$459.24	7.3%

Housing

Item	Temescal Valley	National avg.	Difference
Home Price	$476,600.00	$184,700.00	158.0%
Avg. Mortgage Payment	$4,299.57	$1,697.41	153.3%
Apartment Rent	$2,419.00	$949.00	154.9%

Transportation

Item	Temescal Valley	National avg.	Difference
Gasoline	$5.54	$3.85	44.2%
Tire Balancing	$56.00	$57.01	1.8%

Utilities

Item	Temescal Valley	National avg.	Difference
All Electricity	$208.33	$177.27	17.5%
Phone	$192.21	$189.62	1.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Las Flores CDP (Tehama County), CA	324	116	16.1%
Warm Springs, CA	1,445	108	7.6%
Meadowbrook, CA	4,208	108	7.7%
Good Hope, CA	8,431	110	10.3%
Lakeland Village, CA	12,362	114	14.3%
Temescal Valley, CA	28,420	144	44.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Williamsport, PA	28,437	88	11.8%
Woolwich, ON	28,438	n/a
Jacksonville, AR	28,442	91	9.0%
Burbank, IL	28,447	105	5.4%
Englewood, NJ	28,390	133	32.9%
Temescal Valley, CA	28,420	144	44.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.