F
58%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
155%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Temescal Valley California National
Cost of living158141100
Groceries110111100
Health care116116100
Housing255197100
Transportation118118100
Utilities122119100
Lifestyle & Entertainment117120100
Household Items110111100
Education & Childcare130127100
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An Overview of Cost of Living in Temescal Valley, CA

The cost of living in Temescal Valley affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Temescal Valley is 158, which is 58% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If you prioritize affordability when seeking a new place to live, Temescal Valley may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Temescal Valley falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs significantly influence the Temescal Valley cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 154.7%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is Temescal Valley Affordable?

Is Temescal Valley an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Temescal Valley is 155.4% higher than the national average, while the average monthly rent prices are 152.9% higher than average. The affordability of any location can also be influenced by median income levels. Temescal Valley has a median household income of $154,455, which is 89.9% higher than the national average.

What Factors can Influence the Cost of Living in Temescal Valley?

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Temescal Valley, the baseline sales tax rate begins at 7.25%, and income tax rates start at 1%.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Temescal Valley, healthcare costs are 15.9% higher than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Temescal Valley, is 154.7% higher than the national average.

Where is the Data From?

The cost of living data for Temescal Valley shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Temescal Valley is 12% higher than the California average
  • The cost of living in Temescal Valley is 58% higher than the national average
  • Temescal Valley housing is 155% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Temescal Valley

See all the best places to live around Temescal Valley

Compare Temescal Valley, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$154,199$12,850$3,598$4,626
      Renters$137,094$11,425$3,199$4,113
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Temescal Valley, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Temescal Valley, homeowners have a median income of $154,199. Using that number, a maximum of $3,598 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $137,094, which means there is a maximum of $3,199 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Las Flores CDP (Tehama County), CA33511616.5%
      Good Hope, CA8,75411818.4%
      Warm Springs, CA1,49611818.5%
      Meadowbrook, CA4,32011919.2%
      Mead Valley, CA21,26312726.8%
      Temescal Valley, CA29,02215858.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Englewood, NJ29,01913737.4%
      Harrison, NY29,018200100.1%
      Eagle, ID29,04013737.4%
      Jeffersontown, KY29,051991.2%
      Aberdeen, SD29,054964.0%
      Temescal Valley, CA29,02215858.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.