| Index | Harrison | New York | National |
| Cost of living | 200 | 121 | 100 |
| Groceries | 106 | 106 | 100 |
| Health care | 111 | 110 | 100 |
| Housing | 404 | 144 | 100 |
| Transportation | 116 | 113 | 100 |
| Utilities | 115 | 112 | 100 |
| Lifestyle & Entertainment | 115 | 111 | 100 |
| Household Items | 105 | 106 | 100 |
| Education & Childcare | 128 | 118 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Harrison? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Harrison stands at 200, making it 100% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you value affordability in your search for a new place to live, Harrison may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Harrison falls into this category, which may not align with your desire for an affordable place to call home.
When it comes to the cost of living in Harrison, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 303.7% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Harrison an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Harrison, the median home price is 375.7% higher than what most folks pay across the country, and monthly rent prices are 135.7% higher than the usual rates. Income levels in Harrison come in at $193,825, which is 138.3% higher than the national average.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Harrison, the groceries index registers 5.7% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
The cost of living data for Harrison shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $246,714 | $20,560 | $5,756 | $7,402 |
| Renters | $147,712 | $12,309 | $3,446 | $4,432 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Greenville CDP (Greene County), NY | 616 | 106 | 6.1% |
| Haverstraw, NY | 12,431 | 121 | 21.4% |
| Guttenberg, NJ | 11,557 | 129 | 28.6% |
| Fairview CDP, NJ | 3,958 | 133 | 32.7% |
| Hartsdale, NY | 3,308 | 134 | 33.7% |
| Harrison, NY | 29,018 | 200 | 100.1% |
| City | Population | Cost of Living Index | National Avg. |
| Englewood, NJ | 29,019 | 137 | 37.4% |
| Temescal Valley, CA | 29,022 | 158 | 58.0% |
| Eagle, ID | 29,040 | 137 | 37.4% |
| Jeffersontown, KY | 29,051 | 99 | 1.2% |
| Aberdeen, SD | 29,054 | 96 | 4.0% |
| Harrison, NY | 29,018 | 200 | 100.1% |
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