Cost of Living in Swartz, LA

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6%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Swartz Louisiana National
Cost of living9493100
Groceries9898100
Health care9696100
Housing8582100
Transportation10097100
Utilities101101100
Lifestyle & Entertainment9496100
Household Items9798100
Education & Childcare9495100
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Homes For Sale In Swartz, LA

property for sale

982 Swartz Fairbanks Rd

Monroe, LA
property for sale

401 Lincoln Hill Dr

Monroe, LA
property for sale

524 Walker Rd

Monroe, LA
property for sale

311 Rowland Rd

Monroe, LA

Cost Of Living Quick Facts

  • The cost of living in Swartz is 1% higher than the Louisiana average
  • The cost of living in Swartz is 6% lower than the national average
  • Swartz housing is 15% lower than the national average
  • Louisiana general sales tax is 13% lower than the national average
  • Louisiana state income tax is 29% lower than the national average

Most Affordable Places to Live in and Around Swartz

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      Housing index
      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,991$6,083$1,703$2,190
      Renters$43,671$3,639$1,019$1,310
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Swartz, LA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Swartz homeowners, is $72,991. This would allow for a maximum of $1,703 per month to be spent on housing costs. For renters, the median monthly income is $43,671 which would result in a maximum of $1,019 to be spent on rental costs.

      Louisiana Sales Tax

      State General Sales Tax With Max Surtax
      Louisiana 4.45% 11.45%

      Louisiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Louisiana 1.85% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Collinston, LA1787525.0%
      Bawcomville, LA2,2238218.3%
      Richwood, LA4,8978218.1%
      Brownsville, LA3,7968217.5%
      Rayville, LA3,6358317.4%
      Swartz, LA5,284946.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Elgin, ON5,284n/a 
      Floral City, FL5,285964.2%
      Lake Barrington, IL5,28512727.3%
      Grambling, LA5,285937.3%
      Colchester, CT5,28211212.1%
      Swartz, LA5,284946.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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