Cost of Living in Floral City, FL

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A+
4%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Floral City Florida National
Cost of living96102100
Groceries102102100
Health care106104100
Housing7597100
Transportation105103100
Utilities108110100
Lifestyle & Entertainment104104100
Household Items104102100
Education & Childcare104106100
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Homes For Sale In Floral City, FL

property for sale

11641 E Salmon Dr

Floral City, FL
property for sale

9248 E Gobbler Dr

Floral City, FL
property for sale

8415 S Linden Pt

Floral City, FL
property for sale

8429 S Linden Pt

Floral City, FL

Cost Of Living Quick Facts

  • The cost of living in Floral City is 6% lower than the Florida average
  • The cost of living in Floral City is 4% lower than the national average
  • Floral City housing is 25% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Floral City

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Compare Floral City, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,239$6,687$1,872$2,407
      Renters$45,987$3,832$1,073$1,380
      To approximate the cost of living and the housing affordability in Floral City, FL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Floral City have a median income of $80,239. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,872 per month to avoid calamity and poverty. The renters in the city have an income of about $45,987, which would make their monthly maximum allowable rental costs $1,073.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lake Lindsey, FL01033.2%
      Istachatta, FL641033.2%
      Bushnell, FL3,2518812.4%
      Brooksville, FL8,7088712.6%
      Lake Panasoffkee, FL4,193919.1%
      Floral City, FL5,285964.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake Barrington, IL5,28512727.3%
      Grambling, LA5,285937.3%
      Swartz, LA5,284946.4%
      West Elgin, ON5,284n/a 
      Montréal-Ouest, QC5,286n/a 
      Floral City, FL5,285964.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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