Cost Of Living in Swartz, LA

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12%

Overall NAT. AVG.

12%

Goods & Services NAT. AVG.

15%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Swartz	Louisiana	National
Cost of living	88	91	100
Goods & Services	88	96	100
Groceries	94	95	100
Health care	103	99	100
Housing	85	81	100
Transportation	88	96	100
Utilities	78	84	100

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Cost Of Living Quick Facts

The cost of living in Swartz is 3% lower than the Louisiana average
The cost of living in Swartz is 12% lower than the national average
Swartz housing is 15% lower than the national average
Louisiana general sales tax is 13% lower than the national average
Louisiana state income tax is 29% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,382	$4,115	$1,152	$1,482
Renters	$29,500	$2,458	$688	$885

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Swartz, LA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Swartz homeowners, is $49,382. This would allow for a maximum of $1,152 per month to be spent on housing costs. For renters, the median monthly income is $29,500 which would result in a maximum of $688 to be spent on rental costs.

Louisiana Sales Tax

State	General Sales Tax	With Max Surtax
Louisiana	4.45%	11.45%

Louisiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Louisiana	1.85%	4.25%

Goods & Services

Item	Swartz	National avg.	Difference
Haircut	$23.22	$24.26	4.3%
Beauty Salon	$46.11	$45.56	1.2%
Toothpaste	$3.52	$3.70	4.9%
Shampoo	$1.33	$1.28	3.9%
Movie	$12.98	$12.13	7.0%
Bowling	$20.00	$18.00	11.1%

Groceries

Item	Swartz	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.61	$4.67	1.3%
Potatoes	$5.17	$4.93	4.8%
Pizza	$10.99	$12.09	9.1%
Beer	$9.63	$10.41	7.5%

Health Care

Item	Swartz	National avg.	Difference
Optometrist	$110.11	$125.68	12.4%
Doctor	$173.89	$135.78	28.1%
Dentist	$128.33	$113.29	13.3%
Ibuprofen	$10.39	$10.65	2.5%
Lipitor	$524.60	$468.60	12.0%

Housing

Item	Swartz	National avg.	Difference
Home Price	$158,900.00	$184,700.00	14.0%
Avg. Mortgage Payment	$3,477.84	$2,346.69	48.2%
Apartment Rent	$793.00	$949.00	16.4%

Transportation

Item	Swartz	National avg.	Difference
Gasoline	$3.15	$3.46	9.0%
Tire Balancing	$56.44	$59.92	5.8%

Utilities

Item	Swartz	National avg.	Difference
All Electricity	$126.52	$193.99	34.8%
Phone	$186.90	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Collinston, LA	173	69	31.2%
Bawcomville, LA	2,150	75	24.6%
Richwood, LA	4,778	76	24.4%
Brownsville, LA	3,718	76	23.7%
Rayville, LA	3,515	77	23.3%
Swartz, LA	5,176	88	12.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grosse Pointe, MI	5,176	122	22.1%
Sheldon, IA	5,178	85	14.5%
Hoopeston, IL	5,178	81	19.0%
Center, TX	5,178	80	20.0%
Lucan Biddulph, ON	5,179	n/a
Swartz, LA	5,176	88	12.4%