| Index | Sun Lakes | Arizona | National |
| Cost of living | 122 | 101 | 100 |
| Groceries | 103 | 101 | 100 |
| Health care | 102 | 101 | 100 |
| Housing | 162 | 96 | 100 |
| Transportation | 102 | 102 | 100 |
| Utilities | 114 | 111 | 100 |
| Lifestyle & Entertainment | 108 | 103 | 100 |
| Household Items | 104 | 101 | 100 |
| Education & Childcare | 106 | 103 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Sun Lakes? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Sun Lakes stands at 122, making it 22% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you prioritize affordability when seeking a new place to live, Sun Lakes may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Sun Lakes falls into this category, which may not align with your preferences for a budget-friendly living environment.
Housing costs significantly influence the Sun Lakes cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 62.3%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Sun Lakes affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Sun Lakes, the median home price is 64.1% higher than the national average and monthly rent prices are 58.1% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Sun Lakes boasting a median household income of $84,955, 4.5% higher than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Sun Lakes, the general sales tax rate starts at 5.6%, and income tax rates begin at 2.5%.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Sun Lakes, the healthcare costs are 1.8% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Sun Lakes, the groceries index registers 3% higher than the national average.
The Sun Lakes cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
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| Groceries index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $86,134 | $7,178 | $2,010 | $2,584 |
| Renters | $71,482 | $5,957 | $1,668 | $2,145 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Wet Camp Village, AZ | 119 | 105 | 4.9% |
| Sacaton Flats Village, AZ | 498 | 104 | 3.8% |
| Sweet Water Village, AZ | 118 | 105 | 4.9% |
| Upper Santan Village, AZ | 587 | 104 | 4.1% |
| Casa Blanca, AZ | 1,045 | 84 | 15.9% |
| Sun Lakes, AZ | 15,319 | 122 | 22.1% |
| City | Population | Cost of Living Index | National Avg. |
| Glen Allen, VA | 15,320 | 112 | 11.5% |
| North New Hyde Park, NY | 15,316 | 171 | 70.5% |
| Worthington, OH | 15,309 | 112 | 11.6% |
| Saugeen Shores, ON | 15,330 | n/a | |
| Sainte-Anne-des-Plaines, QC | 15,334 | n/a | |
| Sun Lakes, AZ | 15,319 | 122 | 22.1% |
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