| Index | Stonegate | Colorado | National |
| Cost of living | 147 | 115 | 100 |
| Groceries | 103 | 104 | 100 |
| Health care | 109 | 107 | 100 |
| Housing | 242 | 136 | 100 |
| Transportation | 108 | 106 | 100 |
| Utilities | 107 | 108 | 100 |
| Lifestyle & Entertainment | 104 | 107 | 100 |
| Household Items | 102 | 105 | 100 |
| Education & Childcare | 114 | 111 | 100 |
The cost of living in Stonegate affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Stonegate is 147, which is 47% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If you're in pursuit of an economical living environment, Stonegate may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Stonegate falls within this bracket.
Housing costs significantly influence the Stonegate cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 142.3%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Stonegate affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Stonegate, the median home price is 165.1% higher than the national average and monthly rent prices are 88.9% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Stonegate boasting a median household income of $194,278, 138.9% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Stonegate, the groceries index is 3.2% higher than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
The cost of living estimates displayed for Stonegate are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $199,553 | $16,629 | $4,656 | $5,987 |
| Renters | $89,555 | $7,463 | $2,089 | $2,687 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Glendale CDP, CO | 80 | 109 | 9.1% |
| Franktown, CO | 221 | 105 | 5.3% |
| Sheridan, CO | 6,195 | 116 | 16.0% |
| Glendale, CO | 5,325 | 119 | 19.3% |
| Louviers, CO | 389 | 120 | 19.6% |
| Stonegate, CO | 10,065 | 147 | 47.1% |
| City | Population | Cost of Living Index | National Avg. |
| Rockcreek, OR | 10,063 | 138 | 37.6% |
| Benton Harbor, MI | 10,059 | 80 | 19.9% |
| Inwood, NY | 10,072 | 145 | 45.3% |
| Dunn, NC | 10,073 | 93 | 7.3% |
| Paris, KY | 10,056 | 89 | 10.5% |
| Stonegate, CO | 10,065 | 147 | 47.1% |
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