| Index | Rockcreek | Oregon | National |
| Cost of living | 138 | 111 | 100 |
| Groceries | 101 | 104 | 100 |
| Health care | 108 | 105 | 100 |
| Housing | 217 | 124 | 100 |
| Transportation | 104 | 106 | 100 |
| Utilities | 104 | 106 | 100 |
| Lifestyle & Entertainment | 103 | 107 | 100 |
| Household Items | 102 | 104 | 100 |
| Education & Childcare | 103 | 109 | 100 |
Getting a feel for the cost of living in Rockcreek is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Rockcreek is 138, which is 38% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Rockcreek is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Rockcreek falls into this category, which may not be suitable for those seeking an economically favorable living environment.
When it comes to the cost of living in Rockcreek, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 117.5% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Rockcreek an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Rockcreek, the median home price is 146.6% higher than what most folks pay across the country, and monthly rent prices are 49.4% higher than the usual rates. Income levels in Rockcreek come in at $132,528, which is 62.9% higher than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Rockcreek, healthcare costs are 7.5% higher than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Rockcreek, the groceries index is 1.2% higher than the national average.
The cost of living data for Rockcreek shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $185,492 | $15,458 | $4,328 | $5,565 |
| Renters | $100,730 | $8,394 | $2,350 | $3,022 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Johnson City, OR | 554 | 83 | 17.4% |
| Gaston, OR | 542 | 105 | 5.1% |
| Walnut Grove, WA | 9,546 | 115 | 14.9% |
| Yamhill, OR | 1,380 | 116 | 15.8% |
| King City, OR | 4,445 | 119 | 19.2% |
| Rockcreek, OR | 10,063 | 138 | 37.6% |
| City | Population | Cost of Living Index | National Avg. |
| Stonegate, CO | 10,065 | 147 | 47.1% |
| Benton Harbor, MI | 10,059 | 80 | 19.9% |
| Paris, KY | 10,056 | 89 | 10.5% |
| Inwood, NY | 10,072 | 145 | 45.3% |
| Dunn, NC | 10,073 | 93 | 7.3% |
| Rockcreek, OR | 10,063 | 138 | 37.6% |
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