Cost of Living in Stephens City, VA

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B+
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Stephens City Virginia National
Cost of living109111100
Groceries101103100
Health care103103100
Housing121129100
Transportation104105100
Utilities102104100
Lifestyle & Entertainment106103100
Household Items100102100
Education & Childcare112109100
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Homes For Sale In Stephens City, VA

property for sale

187 Schyrock Dr

Stephens City, VA
property for sale

126 Churchill Dr

Stephens City, VA
property for sale

100 Half Penny Ct

Stephens City, VA
property for sale

104 Fancy Ct

Stephens City, VA

Cost Of Living Quick Facts

  • The cost of living in Stephens City is 2% lower than the Virginia average
  • The cost of living in Stephens City is 9% higher than the national average
  • Stephens City housing is 21% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Stephens City

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$150,798$12,567$3,518$4,524
      Renters$85,947$7,162$2,005$2,579

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Toms Brook, VA439982.4%
      Shawneeland, VA2,2071032.9%
      Middletown, VA1,6211033.1%
      Skyland Estates, VA9701044.1%
      Capon Bridge, WV6601076.6%
      Stephens City, VA2,3341098.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Carlisle, AR2,3348217.9%
      Kensett, AR2,3348019.8%
      Colfax, LA2,3348218.3%
      Tunica Resorts, MS2,334928.2%
      Wenonah, NJ2,33412221.5%
      Stephens City, VA2,3341098.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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