St. Peters, MO Cost Of Living

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St. Peters cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	St. Peters	Missouri	National
Cost of living index	96	90	100
Index	St. Peters	Missouri	National
Goods & Services index	91	93	100
Groceries index	105	98	100
Health care index	96	97	100
Housing index	92	78	100
Transportation index	96	94	100
Utilities index	114	103	100

A general overview of the cost of living index for St. Peters, MO is displayed above. In St. Peters, MO, the overall cost of living index is 96, which is 6% higher than the Missouri average and 4% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of St. Peters, MO, the city's goods and services are 2% lower than the Missouri average and 9% lower than the U.S. average.

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The cost of living in St. Peters is 6% higher than the Missouri average.
The cost of living in St. Peters is 4% lower than the national average.
The cost of housing in St. Peters is 8% lower than the national average.
Missouri general sales tax is 17% lower than the national average.
Missouri state income tax is 33% lower than the national average.

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Compare St. Peters, MO Cost of living To Other Cities

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in St. Peters, MO to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of St. Peters, MO, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the St. Peters, MO salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,957	$6,913	$1,936	$2,489
Renters	$45,078	$3,757	$1,052	$1,352

If you want to find a good determining factor for the cost of living and the general affordability of housing in St. Peters, MO, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In St. Peters, MO, the median monthly income is $82,957 for those who own their own homes. Under the standard rule, that income level would allow for $1,936 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $45,078, per the median income in the area. That would allow for renters to spend up to $1,052 on monthly rental expenses.

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	1.5%	6%

The Missouri sales tax and Missouri income tax rates should definitely be considered when determining the overall cost of living in St. Peters, MO. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Missouri sales tax is 4.225% and the maximum surtax is 10.85%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Missouri income tax rates range from 1.5% to 6%.

Goods & Services

Item	St. Peters	National avg.	Difference
Haircut	$17.21	$16.09	7.0%
Beauty Salon	$34.20	$37.33	8.4%
Toothpaste	$2.34	$2.45	4.5%
Shampoo	$1.13	$1.00	12.6%
Movie	$10.24	$10.28	0.4%
Bowling	$3.59	$4.93	27.3%

Groceries

Item	St. Peters	National avg.	Difference
Ground Beef	$4.74	$3.80	24.5%
Fried Chicken	$1.93	$1.40	37.9%
Milk	$2.49	$2.01	24.0%
Potatoes	$2.91	$3.01	3.2%
Pizza	$9.21	$9.89	6.9%
Beer	$8.68	$8.90	2.4%

Health Care

Item	St. Peters	National avg.	Difference
Optometrist	$78.31	$102.16	23.3%
Doctor	$81.57	$108.36	24.7%
Dentist	$97.45	$92.53	5.3%
Ibuprofen	$11.27	$9.28	21.5%
Lipitor	$432.37	$425.82	1.5%

Housing

Item	St. Peters	National avg.	Difference
Home Price	$168,400.00	$184,700.00	8.8%
Avg. Mortgage Payment	$804.85	$1,202.44	33.1%
Apartment Rent	$898.00	$949.00	5.4%

Transportation

Item	St. Peters	National avg.	Difference
Gasoline	$2.23	$2.24	0.6%
Tire Balancing	$41.12	$46.29	11.2%

Utilities

Item	St. Peters	National avg.	Difference
All Electricity	$168.88	$165.96	1.8%
Phone	$37.05	$28.68	29.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Champ, MO	7	98	-2%
Fountain N' Lakes, MO	314	82	-18%
Bel-Ridge, MO	2,710	83	-17%
Brussels, IL	123	83	-17%
Breckenridge Hills, MO	4,707	84	-16%
St. Peters, MO	55,820	96	-4%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Grand Forks, ND	55,831	97	-3%
Corvallis, OR	55,766	117	17%
Manhattan, KS	55,909	95	-5%
Kettering, OH	55,720	91	-9%
Pflugerville, TX	55,712	100	0%
St. Peters, MO	55,820	96	-4%

Source: The St. Peters, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

St. Peters, MO Cost of Living