St. Peters, Missouri Cost Of Living

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C

Overall 2%

Goods & Services 4%

Housing 8%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	St. Peters	Missouri	National
Cost of living	98	90	100
Goods & Services	96	94	100
Groceries	114	98	100
Health care	103	96	100
Housing	92	78	100
Transportation	108	94	100
Utilities	91	95	100

Key findings

The cost of living in St. Peters is 10% higher than the Missouri average
The cost of living in St. Peters is 2% lower than the national average
St. Peters housing is 8% lower than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 39% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,957	$6,913	$1,936	$2,489
Renters	$45,078	$3,757	$1,052	$1,352

A good indicator of the general affordability of housing in St. Peters, MO, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In St. Peters, the median monthly income is $82,957 for those who own their own homes. Under the standard rule, that income level would allow for $1,936 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $45,078, per the median income in the area. That would allow for renters to spend up to $1,052 on monthly rental expenses.

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	1.5%	5.4%

Goods & Services

Item	St. Peters	National avg.	Difference
Haircut	$22.72	$20.27	12.1%
Beauty Salon	$36.27	$40.39	10.2%
Toothpaste	$2.55	$2.36	8.0%
Shampoo	$1.19	$1.08	11.0%
Movie	$11.57	$10.99	5.3%
Bowling	$15.50	$15.49	0.1%

Groceries

Item	St. Peters	National avg.	Difference
Ground Beef	$5.31	$4.30	23.7%
Fried Chicken	$1.82	$1.40	30.2%
Milk	$1.83	$2.20	17.1%
Potatoes	$3.21	$3.22	0.4%
Pizza	$8.76	$10.74	18.5%
Beer	$9.32	$9.60	2.9%

Health Care

Item	St. Peters	National avg.	Difference
Optometrist	$67.44	$109.73	38.5%
Doctor	$101.91	$118.34	13.9%
Dentist	$123.20	$100.94	22.1%
Ibuprofen	$11.87	$9.93	19.5%
Lipitor	$489.27	$469.53	4.2%

Housing

Item	St. Peters	National avg.	Difference
Home Price	$168,400.00	$184,700.00	8.8%
Avg. Mortgage Payment	$1,025.10	$1,229.62	16.6%
Apartment Rent	$898.00	$949.00	5.4%

Transportation

Item	St. Peters	National avg.	Difference
Gasoline	$2.38	$2.71	12.1%
Tire Balancing	$73.06	$51.86	40.9%

Utilities

Item	St. Peters	National avg.	Difference
All Electricity	$136.37	$170.84	20.2%
Phone	$197.26	$187.18	5.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Champ, MO	7	101	0.9%
Fountain N' Lakes, MO	314	84	16.0%
Bel-Ridge, MO	2,710	79	21.5%
Brussels, IL	123	85	15.0%
Breckenridge Hills, MO	4,707	86	13.8%
St. Peters, MO	55,820	98	1.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grand Forks, ND	55,831	93	7.2%
Corvallis, OR	55,766	118	18.4%
Manhattan, KS	55,909	94	5.5%
Kettering, OH	55,720	91	9.3%
Pflugerville, TX	55,712	94	5.7%
St. Peters, MO	55,820	98	1.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.