B-
14%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index St. Helens Oregon National
Cost of living114111100
Groceries110104100
Health care108105100
Housing122124100
Transportation116106100
Utilities108106100
Lifestyle & Entertainment108107100
Household Items105104100
Education & Childcare120109100
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An Overview of Cost of Living in St. Helens, OR

Are you thinking about relocating, but curious about the potential cost of living in St. Helens? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in St. Helens stands at 114, making it 14% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Housing costs are a very significant part of the St. Helens cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 22% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is St. Helens Affordable?

Is St. Helens affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in St. Helens, the median home price is 30.8% higher than the national average and monthly rent prices are 1.5% higher than the typical rates. Additionally, the median income levels play a role in affordability, with St. Helens boasting a median household income of $85,211, 4.8% higher than the national average.

What Factors can Influence the Cost of Living in St. Helens?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In St. Helens, the groceries index is 9.9% higher than the national average.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In St. Helens, the prevailing sales tax rate starts at 0%, and income tax rates kick off at 4.75%.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In St. Helens, the transportation index is 15.5% higher than the national average.

Where is the Data From?

The St. Helens cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in St. Helens is 2% higher than the Oregon average
  • The cost of living in St. Helens is 14% higher than the national average
  • St. Helens housing is 22% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$119,067$9,922$2,778$3,572
      Renters$48,633$4,053$1,135$1,459
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in St. Helens, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for St. Helens homeowners, is $119,067. This would allow for a maximum of $2,778 per month to be spent on housing costs. For renters, the median monthly income is $48,633 which would result in a maximum of $1,135 to be spent on rental costs.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Deer Island, OR1081000.3%
      Rainier, OR2,1521099.4%
      Prescott, OR8811312.9%
      Walnut Grove, WA9,54611514.9%
      Woodland, WA6,43911717.2%
      St. Helens, OR14,07811414.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marshall, MN14,075927.9%
      Forest City, FL14,08111716.7%
      Andrews, TX14,081981.8%
      Royse City, TX14,0811088.3%
      Waimalu, HI14,08415555.3%
      St. Helens, OR14,07811414.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.