| Index | Andrews | Texas | National |
| Cost of living | 98 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 98 | 98 | 100 |
| Housing | 95 | 83 | 100 |
| Transportation | 99 | 98 | 100 |
| Utilities | 107 | 103 | 100 |
| Lifestyle & Entertainment | 102 | 98 | 100 |
| Household Items | 96 | 98 | 100 |
| Education & Childcare | 98 | 98 | 100 |
The cost of living in Andrews affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Andrews is 98, which is 2% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
The cost of living in Andrews closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Andrews can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Is Andrews an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Andrews, the median home price is 14.1% lower than what most folks pay across the country, and monthly rent prices are 15.4% higher than the usual rates. Income levels in Andrews come in at $103,999, which is 27.9% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Andrews, the healthcare costs are 2.1% lower than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Andrews, the standard sales tax rate starts at 6.25%, and the income tax rates commence at 0%.
The cost of living estimates displayed for Andrews are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $113,842 | $9,487 | $2,656 | $3,416 |
| Renters | $80,153 | $6,679 | $1,870 | $2,405 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| McKinney Acres, TX | 1,149 | 88 | 12.0% |
| Andrews, TX | 14,081 | 98 | 1.8% |
| City | Population | Cost of Living Index | National Avg. |
| Forest City, FL | 14,081 | 117 | 16.7% |
| Royse City, TX | 14,081 | 108 | 8.3% |
| St. Helens, OR | 14,078 | 114 | 14.0% |
| Waimalu, HI | 14,084 | 155 | 55.3% |
| Marshall, MN | 14,075 | 92 | 7.9% |
| Andrews, TX | 14,081 | 98 | 1.8% |
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