An overview of the general cost of living index for St. Clair Shores, MI is displayed above for your reference. Residents in St. Clair Shores, MI enjoy a cost of living index of 89. This index is 2% higher than the Michigan average, and 11% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in St. Clair Shores, MI, the average cost of goods and services is 5% higher than it is in Michigan, and it is 3% lower than the national average.